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Keep your money safe.

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The Emerald Card is a reloadable prepaid debit card for direct deposit of your tax refund that can be used year round with easy access to your funds. The Emerald Card can be used anywhere Debit Mastercard is accepted. You can add money to your Card account at any time by receiving a direct deposit (payroll, unemployment, or government benefits), loading a check through our MyBlock mobile app, transfering money from a linked account or adding cash at participating retail reload locations.

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You can view 12 months of statements and your recent transactions by logging in at Emerald Online. You can also obtain 24 months of written history at no charge by calling 1-866-353-1266, or by writing us at Cardholder Customer Service, PO Box 10170, Kansas City, MO 64171.

Yes, an individual cardholder can log in to Emerald Online through their MyBlock account to authorize the addition of a joint cardholder and allow that person to apply during the same online session. An individual cardholder could also authorize the addition of a joint cardholder in the tax office, and that person could present a driver’s license or another accepted form of identification and apply while in the tax office with the individual cardholder. If the new individual is approved, they will share equal ownership of the funds in the Card Account. Approved joint cardholders who applied through Emerald Online will receive a new personalized Card in the mail within 7-10 business days. Approved joint cardholders who applied in the tax office can receive an instant-issue Card immediately or they can order a personalized Card to be mailed to them.

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NBC

American television and radio network

This article is about the television and radio network. For the Philippine television network, see Nation Broadcasting Corporation. For other uses, see NBC (disambiguation).

"Peacock Network" redirects here. For the streaming service, see Peacock (streaming service).

The National Broadcasting Company[a] (NBC) is an American English-language commercialbroadcast television and radio network owned by Comcast. The network is headquartered at 30 Rockefeller Plaza in New York City, with additional major offices near Los Angeles (at 10 Universal City Plaza), and Chicago (at the NBC Tower). NBC is one of the Big Three television networks, and is sometimes referred to as the "Peacock Network", in reference to its stylized peacock logo, introduced in 1956 to promote the company's innovations in early color broadcasting;[1] it became a part of the network's official emblem in 1979 before being modified to its current form in 1986.

Founded in 1926 by the Radio Corporation of America (RCA), then owned by General Electric (GE), NBC is the oldest major broadcast network in the United States. In 1932, GE was forced to sell RCA and NBC as a result of antitrust charges. In 1986, control of NBC passed back to GE through its $6.4 billion purchase of RCA. GE immediately began to liquidate RCA's various divisions, but retained NBC. After the acquisition by GE, Bob Wright became chief executive officer of NBC, and would remain in that position until his retirement in 2007, when he was succeeded by Jeff Zucker.

In 2003, French media company Vivendi merged its entertainment assets with GE, forming NBC Universal. Comcast purchased a controlling interest in the company in 2011, and acquired General Electric's remaining stake in 2013.[2] Following the Comcast merger, Zucker left NBCUniversal and was replaced as CEO by Comcast executive Steve Burke.

NBC has thirteen owned-and-operated stations and nearly 200 affiliates throughout the United States and its territories, some of which are also available in Canada and/or Mexico via pay-television providers or in border areas over the air; NBC also maintains brand licensing agreements for international channels in South Korea and Germany.[3]

History[edit]

The Comcast Buildingin New York City (or the GE Building, originally the RCA Building; pictured in 2005), the headquarters of NBC

Radio[edit]

Earliest stations: WEAF and WJZ[edit]

During a period of early broadcast business consolidation, radio manufacturer Radio Corporation of America (RCA) acquired New York City radio station WEAF from American Telephone & Telegraph (AT&T).[4]Westinghouse, a shareholder in RCA, had a competing outlet in Newark pioneer station WJZ[5] (no relation to the radio and television station in Baltimore currently using those call letters), which also served as the flagship for a loosely structured network. This station was transferred from Westinghouse to RCA in 1923, and moved to New York City.[6]

WEAF acted as a laboratory for AT&T's manufacturing and supply outlet Western Electric, whose products included transmitters and antennas. The Bell System, AT&T's telephone utility, was developing technologies to transmit voice- and music-grade audio over short and long distances, using both wireless and wired methods. The creation of WEAF in 1922 offered a research-and-development center for those activities. WEAF maintained a regular schedule of radio programs, including some of the first commercially sponsored programs, and was an immediate success. In an early example of "chain" or "networking" broadcasting, the station linked with Outlet Company-owned WJAR in Providence, Rhode Island; and with AT&T's station in Washington, D.C., WCAP.

New parent RCA saw an advantage in sharing programming, and after getting a license for radio station WRC in Washington, D.C., in 1923, attempted to transmit audio between cities via low-quality telegraph lines. AT&T refused outside companies access to its high-quality phone lines. The early effort fared poorly, since the uninsulated telegraph lines were susceptible to atmospheric and other electrical interference.

In 1925, AT&T decided that WEAF and its embryonic network were incompatible with the company's primary goal of providing a telephone service. AT&T offered to sell the station to RCA in a deal that included the right to lease AT&T's phone lines for network transmission.[7]

Red and Blue Networks[edit]

Main articles: NBC Radio Network and Blue Network

RCA spent $1 million to purchase WEAF and Washington sister station WCAP, shutting down the latter station, and merged its facilities with surviving station WRC; in late 1926, it subsequently announced the creation of a new division known as the National Broadcasting Company.[8] The division's ownership was split among RCA (a majority partner at 50%), its founding corporate parent General Electric (which owned 30%) and Westinghouse (which owned the remaining 20%). NBC officially started broadcasting on November 15, 1926.

WEAF and WJZ, the flagships of the two earlier networks, were operated side by side for about a year as part of the new NBC. On January 1, 1927, NBC formally divided their respective marketing strategies: the "Red Network" offered commercially sponsored entertainment and music programming; the "Blue Network" mostly carried sustaining – or non-sponsored – broadcasts, especially news and cultural programs. Various histories of NBC suggest the color designations for the two networks came from the color of the pushpins NBC engineers used to designate affiliate stations of WEAF (red) and WJZ (blue), or from the use of double-ended red and blue colored pencils.

On April 5, 1927, NBC expanded to the West Coast with the launch of the NBC Orange Network, also known as the Pacific Coast Network. This was followed by the debut of the NBC Gold Network, also known as the Pacific Gold Network, on October 18, 1931. The Orange Network carried Red Network programming, jose cuervo tradicional silver the Gold Network carried programming from the Blue Network. Initially, the Orange Network recreated Eastern Red Network programming for West Coast stations at KPO in San Francisco. In 1936, the Orange Network affiliate stations became part of the Red Network, and at the same time, the Gold Network became part of the Blue Network.

In 1927, NBC moved its operations to 711 Fifth Avenue in Manhattan, occupying the upper floors of a building designed by architect Floyd Brown.[9] NBC outgrew the Fifth Avenue facilities in 1933.[9]

In the 1930s, NBC also developed a network for shortwave radio stations, called the NBC White Network.

In 1930, General Electric was charged with antitrust violations, resulting in the company's decision to divest itself of RCA. The newly separate company signed leases to move its corporate headquarters into the new Rockefeller Center in 1931. John D. Rockefeller, Jr., founder and financier of Rockefeller Center, arranged the deal with GE chairman Owen D. Young and RCA president David Sarnoff. When it moved into the complex in 1933, RCA became the lead tenant at 30 Rockefeller Plaza, known as the "RCA Building" (later the GE Building, now the Comcast Building), which housed NBC's production studios as well as theaters for RCA-owned RKO Pictures.[10]

Chimes[edit]

Main article: NBC chimes

Entrance at the Comcast Building.

The iconic three-note NBC chimes came about after several years of development. The three-note sequence, G-E'-C', was first heard over Red Network affiliate WSB in Atlanta,[11] with a second inversionC-major triad as its outline. An executive at NBC's New York headquarters heard the WSB version of the notes during the networked broadcast of a Georgia Tech football game and asked permission to use it on the national network. NBC started to use the chimes sequence in 1931, and it eventually became the first audio trademark to be accepted by the U.S. Patent and Trademark Office.[12][13]

A variant sequence with an additional note, G-E'-C'-G, known as "the fourth chime", was used during significant events of extreme urgency (including during World Chase credit card customer care usa II, especially in the wake of the December 1941 attack on Pearl Harbor; on D-Day and during disasters). The NBC chimes were mechanized in 1932 by Rangertone founder Richard H. Ranger; their purpose was to send a low-level signal of constant amplitude that would be heard by the various switching stations staffed by NBC and AT&T engineers, and to be used as a system cue for switching individual stations between the Red and Blue network feeds. Contrary to popular legend, the G'-E'-C' notes were not originally intended to reference General Electric (an early shareholder in NBC's founding parent RCA and whose radio station in Schenectady, New York, WGY, was an early affiliate of NBC Red). The three-note sequence remains in use by the Key2 bank login television network, most notably incorporated into the John Williams-composed theme music used by NBC News, "The Mission" (first composed in 1985 for NBC Nightly News). In the late 1930s, NBC reached an agreement with the Baltimore & Ohio Railroad (which folded into CSX Transportation in 1987) to use the former's chimes to summon the railroad's passengers on its trains. CSX's predecessor, the New York Central Railroad also followed.

New beginnings: The Blue Network becomes ABC[edit]

Further information: Blue Network and American Broadcasting Company

In 1934, the Mutual Broadcasting System filed a complaint to the Federal Communications Commission (FCC), following the government agency's creation, claiming it ran into difficulties trying to establish new radio stations in a market largely controlled by NBC and the Columbia Broadcasting System (CBS). In 1938, the FCC began a series of investigations into the monopolistic effects of network broadcasting. A report published by the commission in 1939 found that NBC's two networks and its owned-and-operated stations dominated audiences, affiliates and advertising in American radio; this led the commission to file an order to RCA to divest itself of either NBC Red or NBC Blue.

After Mutual's appeals were rejected by the FCC, RCA filed its own appeal to overturn the divestiture order. However, in 1941, the company decided to sell NBC Blue in the event its appeal was denied. The Blue Network was formally named NBC Blue Network, Inc. and NBC Red became NBC Red Network, Inc. for corporate purposes. Both networks formally divorced their operations on January 8, 1942,[14] with the Blue Network being referred to on-air as either "Blue" or "Blue Network", and Blue Network Company, Inc. serving as its official corporate name. NBC Red, meanwhile, became known on-air as simply "NBC".[15] Investment firm Dillon, Read & Co. placed a $7.5 million bid for NBC Blue, an offer that was rejected by NBC executive Mark Woods and RCA president David Sarnoff.

After losing on final appeal before the U.S. Supreme Court in May 1943, RCA sold Blue Network Company, Inc., for $8 million to the American Broadcasting System, a recently founded company owned by Life Savers magnate Edward J. Noble. After the sale was completed on October 12, 1943,[16] Noble acquired the rights to the Blue Network name, leases on landlines, the New York studios, two-and-a-half radio stations (WJZ in Newark/New York City; KGO union trust bank lincoln ne San Francisco and WENR in Chicago, which shared a frequency with Prairie Farmer station WLS); contracts with actors; and agreements with around 60 affiliates. In turn, to comply with FCC radio station ownership limits of the time, Noble sold off his existing New York City radio station WMCA. Noble, who wanted a better name for the network, acquired the branding rights to the "American Broadcasting Company" name from George B. Storer in 1944. The Blue Network became ABC officially on June 15, 1945, after the sale was completed.[7][17][18]

Defining radio's golden age[edit]

Main article: NBC Red Network

amazon seller central customer service phone number usa front entrance of the NBC Towerat 454 N. Columbus Drive in Chicago.

NBC became home to many of the most popular performers and programs on the air. Bing Crosby, Al Jolson, Jack Benny, Edgar Bergen, Bob Hope, Fred Allen, and Burns and Allen called NBC home, as did Arturo Toscanini's NBC Symphony Orchestra, which the network helped him airbnb san jose costa rica. Other programs featured on the network included Vic and Sade, Fibber McGee and Molly, The Great Gildersleeve (arguably broadcasting's first spin-off program, from Fibber McGee), One Man's Family, Ma Perkins and Death Valley Days. NBC stations were often the most powerful, and some occupied unique clear-channel national frequencies, reaching hundreds or thousands of miles at night.

In the late 1940s, rival CBS gained ground by allowing radio stars to use their own production companies to produce programs, which became a profitable move for much of its talent. In the early years of radio, stars and programs commonly hopped between networks when their short-term contracts expired. During 1948 and 1949, beginning with the nation's top radio star, Jack Benny, many NBC performers – including Edgar Bergen and Charlie McCarthy, Burns and Allen and Frank Sinatra – jumped to CBS.

In addition, NBC stars began migrating to television, including comedian Milton Berle, whose Texaco Star Theater on the network became television's first major hit. Conductor Arturo Toscanini conducted the NBC Symphony Orchestra in ten television concerts on NBC between 1948 and 1952. The concerts were broadcast on both television and radio, in what perhaps was the first such instance of simulcasting. Two of the concerts were historic firsts – the first complete telecast of Beethoven's Symphony No. 9, and the first complete telecast of Verdi's Aida (starring Herva Nelli and Richard Tucker), performed in concert rather than with scenery and costumes.

Aiming to keep classic radio alive as television matured, and to challenge CBS's Sunday night radio lineup, which featured much of the programs and talent that had moved to that network following the defection of Jack Benny to CBS, NBC launched The Big Show in November 1950. This 90-minute variety show updated radio's earliest musical variety style with sophisticated comedy and dramatic presentations. Featuring stage legend Tallulah Bankhead as hostess, it lured prestigious entertainers, including Fred Allen, Groucho Marx, Lauritz Melchior, Ethel Barrymore, Louis Armstrong, Ethel Merman, Bob Hope, Danny Thomas, Douglas Fairbanks, Jr. and Ella Fitzgerald. However, The Big Show's initial success did not last despite critical praise, as most of its potential listeners were increasingly becoming television viewers. The show lasted two years, with NBC losing around $1 million on the project (the network was only able to sell advertising time during the middle half-hour of the program each week).

NBC's last major radio programming push, beginning on June 12, 1955, was Monitor, a creation of NBC President Sylvester "Pat" Weaver, who also created the innovative programs Today, The Tonight Show and Home for the companion television network. Monitor was a continuous all-weekend mixture of music, news, interviews, and features, with a variety of hosts including well-known television personalities Dave Garroway, Hugh Downs, Ed McMahon, Joe Garagiola, and Gene Rayburn. The potpourri show tried to keep vintage radio alive by featuring segments from Jim and Marian Jordan (in character as Fibber McGee and Molly); Peg Lynch's dialog comedy mechanics bank locations near me and Albert (with Alan Bunce); and iconoclastic satirist Henry Morgan. Monitor was a success for a number of years, but after the mid-1960s, local stations, especially those in larger markets, were reluctant to break from their established formats to run non-conforming network programming. One exception was Toscanini: The Man Behind the Legend, a weekly series commemorating the great conductor's NBC broadcasts and recordings which ran for several years beginning in 1963.[19] After Monitor ended its 20-year run on January 26, 1975, little remained of NBC network radio beyond hourly newscasts and news features, and Sunday morning religious program The Eternal Light.

Decline[edit]

On June 18, 1975, NBC launched the NBC News and Information Service (NIS), which provided up to 55 minutes of news per hour around the clock to local stations that wanted to adopt an all-news radio format. NBC carried the service on WRC in Washington, and on its owned-and-operated FM stations in New York City, Chicago and San Francisco. NIS attracted several dozen subscribing stations, but by the fall of 1976, NBC determined that it could not project that the service would ever become profitable and gave its affiliates six union bank locations culver city notice that it would be discontinued. NIS ended operations on May 29, 1977. In suntrust bank cookeville tn phone number, NBC launched The Source, a modestly successful secondary network providing news and short features to FMrock stations.[7]

The NBC Radio Tarrant county courthouse number also pioneered personal advice call-in national talk radio with a satellite-distributed evening talk show, TalkNet; the program featured Bruce Williams (providing personal financial advice), Bernard Meltzer (personal and financial advice) and Sally Jessy Raphael (personal and romantic advice). While never much of a ratings success, TalkNet nonetheless helped further the national talk radio format. For affiliates, many of them struggling AM stations, TalkNet helped fill evening time how much could i sell my home for with free programming, allowing the stations to sell local advertising in a dynamic format without the cost associated with producing local programming. Some in the industry feared this trend would lead to increasing control of radio content by networks and syndicators.

General Electric acquired RCA in 1986, and with it NBC, signaling the beginning of the end of NBC Radio. Three factors led to the radio division's demise: GE decided that radio did not fit its strategy, while the radio division had not been profitable for many years. In addition, FCC ownership rules at the time prevented companies acquiring broadcast properties from owning both a radio and television division. In the summer of 1987, GE sold NBC Radio's network operations to Westwood One, and sold off the NBC-owned stations to various buyers. By 1990, the NBC Radio Network as an independent programming service had been dissolved, becoming a brand name for content produced by Westwood One, and ultimately by CBS Radio. The Mutual Broadcasting System, which Westwood One had acquired two years earlier, met the same fate, and essentially merged with NBC Radio.

GE's divestiture of NBC's entire radio division was the first cannon shot of what would play out in the national broadcast media, as each of the Big Three broadcast networks were soon acquired by other corporate entities. NBC was a particularly noteworthy case in that it was the first to be acquired – and was bought 1st state bank nebraska a conglomerate outside the broadcast industry as GE otherwise primarily served as a manufacturing company. Prior to the GE acquisition, NBC operated its radio division partly out of tradition, and partly to meet its then-FCC-mandated requirement to distribute programming for the public good (the broadcast airwaves are owned by the public; as that broadcast spectrum is limited and only so many broadcast stations existed, this served as the basis for government regulation requiring broadcasters to provide certain content that meets the needs what time does money services at walmart close the public). Syndicators such as Westwood One were not subject to such rules as they did not own any stations. GE's divestiture of NBC Radio – known as "America's First Network" – in many ways marked the "beginning of the end" of the old era of regulated broadcasting and the ushering in of the new, largely unregulated industry that is present today.

By the late 1990s, Westwood One was producing NBC Radio-branded newscasts on weekday mornings. These were discontinued in 1999 (along with Mutual branded newscasts), and the few remaining NBC Radio Network affiliates became affiliates of CNN Radio, carrying the Westwood-owned service's hourly newscasts 24 hours a day. In 2003, Westwood One began distributing NBC News Radio, a new service featuring minute-long news updates read by television anchors and reporters from NBC News and MSNBC, with content written by Westwood One employees.

Restoration[edit]

On March 1, 2012, Dial Global announced that it would discontinue CNN Radio, and replace it with an expansion of NBC News Radio on April 1, 2012. This marked the first time since Westwood One's purchase of NBC Radio and its properties that NBC would have a 24-hour presence on radio. A previous program, First Light, placed new emphasis on the NBC brand after diminishing it over the years. With the change, NBC News Radio expanded its offerings from 60-second news updates airing only on weekdays to feature two hourly full-length newscasts 24 hours a day. Subsequently, on September 4, 2012, Dial Global launched a sports-talk radio service, NBC Sports Radio.

NBC News Radio has been distributed by iHeartMedia and its TTWN Networks since July 2016. It is provided to the network's 24/7 News Source affiliates and includes a top-of-the-hour newscast along with other audio content which is heard on over 1000 radio stations.[20]

Television[edit]

High frequency tubes in the tube room. They were used for the NBC television transmitter, 1936. NBC kept 220 tubes in reserve for their transmitter.

For many years, NBC was closely identified with David Sarnoff, who used it as a vehicle to sell consumer electronics. RCA and Sarnoff had captured the spotlight by introducing all-electronic television to the public at the 1939–40 New York World's Fair, simultaneously initiating a regular schedule of programs on the NBC-RCA television station in New York City. President Franklin D. Roosevelt appeared at the fair before the NBC camera, becoming the first U.S. president to appear on television on April 30, 1939 (an actual, off-the-monitor photograph of the FDR telecast is available at the David Sarnoff Library). The broadcast was transmitted by NBC's New York television station W2XBSChannel 1 (later WNBC-TV; now WNBC, channel 4) and was seen by about 1,000 viewers within the station's roughly 40-mile (64 km) coverage area from its transmitter at the Empire State Building.

The following day (May 1), four models of RCA television sets went on sale to the general public in various department stores around New York City, which were promoted in a series of splashy newspaper ads.[21]DuMont Laboratories (and others) had actually offered the first home sets in 1938 in anticipation of NBC's announced April 1939 television launch. Later in 1939, NBC took its cameras to professional football and baseball games in the New York City area, establishing many "firsts" in television broadcasting.

Reportedly, the first NBC Television "network" program was broadcast on January 12, 1940, when a play titled Meet The Wife was originated at the W2XBS studios at Rockefeller Center and rebroadcast by W2XB/W2XAF (now WRGB) in Schenectady, which received the New York station directly off-air from a tower atop a mountain and relayed the live signal to the Capital District. About this time, occasional special events were also broadcast in Philadelphia (over W3XE, later called WPTZ, now known as KYW-TV) as well as Schenectady. The most ambitious NBC television "network" program of the pre-war era was the telecast of the Republican National Convention held in Philadelphia in the summer of 1940, which was fed live to the New York City and Schenectady stations.[22] However, despite major promotion by RCA, television sales in New York from 1939 to 1942 were disappointing, primarily due to the high cost of the sets, and the lack of compelling regularly scheduled programming. During this period, less than 8,000 television sets were sold in the New York area, most of which were sold to bars, hotels and other public places, where the general public viewed special sports and news events. One special event was Franklin D. Roosevelt's second and final appearance on live television, when his speech at Madison Square Garden on October 28, 1940, was telecast over W2XBS to receivers in the New York City area.[23]

30 Rockefeller Center, also known as the Comcast Building, is chime card call center world headquarters of NBC.

Television's experimental period ended, as the FCC allowed full-fledged commercial television broadcasts to begin on July 1, 1941. NBC station W2XBS in New York City received the first commercial license, adopting the call letters WNBT. The first official, paid television advertisement broadcast by any U.S. station was for watch manufacturer Bulova, which aired that day, just before the start of a Brooklyn Dodgers baseball telecast on WNBT. The ad consisted of test pattern, featuring the newly assigned WNBT call letters, which was modified to resemble a clock – complete with functioning hands – with the Bulova logo (featuring the phrase "Bulova Watch Time") in the lower right-hand quadrant of the test pattern (a photograph of the NBC camera setting up the test pattern-advertisement for that ad can be seen at this page). Among the programs that aired during the first week of WNBT's new, commercial schedule was The Sunoco News, a simulcast of the Sun Oil-sponsored NBC Radio program anchored by Lowell Thomas; amateur boxing at Jamaica Arena; the Eastern Clay Courts tennis championships; programming from the USO; the spelling bee-type game show Words on the Wing; a few feature films; and a one-time-only, test broadcast of the game show Truth or Consequences, sponsored by Lever Brothers.[24]

Prior to the first commercial television broadcasts and paid advertisements on WNBT, non-paid television advertising existed on an experimental basis dating back to 1930. NBC's earliest non-paid television commercials may have been those seen during the first Major League Baseball game ever telecast, between the Brooklyn Dodgers and Cincinnati Reds, on August 26, 1939, over W2XBS. In order to secure the rights to televise the game, NBC allowed each of the Dodgers' regular radio sponsors at the time to have one commercial during the telecast. The ads were conducted by Dodgers announcer Red Barber: for Ivory Soap, he held up a bar of the product; for Mobilgas he put on a filling station attendant's cap while giving his spiel; and for Wheaties he poured a bowl of the product, added milk and bananas, and took a big spoonful.[25] Limited, commercial programming continued until the U.S. entered World War II. Telecasts were curtailed in the early years of the war, then expanded as NBC began to prepare for full-time service upon the end of the war. Even before the war concluded, a few programs were sent from New York City to affiliated stations in Philadelphia (WPTZ) and Albany/Schenectady (WRGB) on a regular weekly schedule beginning in 1944, the first of which is generally considered to be the pioneering special interest/documentary show The Voice of Firestone Televues, a television offshoot of The Voice of Firestone, a mainstay on NBC radio since 1928, which was transmitted from New York City to Philadelphia and Schenectady on a regular, weekly basis beginning on April 10, 1944.[26] The series is considered to be the NBC television network's first regularly scheduled program.

Grace Brandt and Eddie Albert in an early NBC television program The Honeymooners-Grace and Eddie Show.

On V-E Day, May 8, 1945, WNBT broadcast several hours of news coverage and remotes from around New York City. This event was promoted in advance by NBC with a direct-mail card sent to television set owners in the New York area.[27] At one point, a WNBT camera placed atop the marquee of the Hotel Astor panned the crowd below celebrating dare county detention center manteo nc end of the war in Europe.[28] The vivid coverage was a prelude to television's rapid growth after the war ended.

The NBC television network grew from its initial post-war lineup of four stations. The 1947 World Series featured two New York City area teams (the Yankees and the Dodgers), and television sales boomed locally, since the games were being telecast in the New York market. Additional stations along the East Coast and in the Midwest were connected by coaxial cable through the late 1940s, and in September 1951 the first transcontinental telecasts took place.

The post-war 1940s and early 1950s brought success for NBC in the new medium. Television's first major star, Milton Berle, whose Texaco Star Theatre began in June 1948, drew the first large audiences to NBC Television. Under its innovative president, Sylvester "Pat" Weaver, the network launched Today and The Tonight Show, which would bookend the broadcast day for over 50 years, and which still lead their competitors. Weaver, who also launched the genre of periodic 90-minute network "spectaculars", network-produced motion pictures and the live 90-minute Sunday afternoon series Wide Wide World, left the network in 1955 in a dispute with its chairman David Sarnoff, who subsequently named his son Robert Sarnoff as president.

In 1951, NBC commissioned Italian-American composer Gian Carlo Menotti to compose the first opera ever written for television; Menotti came up with Amahl and the Night Visitors, a 45-minute work for which he wrote both music and libretto, about a disabled shepherd boy who meets the Three Wise Men and is miraculously cured when he offers his crutch to the newborn Christ Child. It was such a stunning success that it was repeated every year on NBC from 1951 to 1966, when a dispute between Menotti and NBC ended the broadcasts. However, by 1978, Menotti and NBC had patched things up, and city national arena vgk practice schedule all-new production of the opera, filmed partly on location in the Middle East, was telecast that year.

Color television[edit]

Main article: Color television

Title card used by NBC in the 1950s, promoting their color broadcasts on NBC.

While rival CBS broadcast the first color television programs in the United States, their system was incompatible with the millions of black and white sets in use at the time. After a series of limited, incompatible color broadcasts (mostly scheduled during the day), CBS abandoned the system and broadcasts. This opened the door for the RCA-compatible color system to be adopted as the U.S. standard. RCA convinced the FCC to approve its color system in December 1953. NBC was ready with color programming within days of the commission's decision. NBC began the transition with a few shows in 1954, and broadcast its first program to air all episodes in color beginning that summer, The Marriage.

In 1955, NBC broadcast a live production in color of Peter Pan, a new Broadway musical adaptation of J. M. Barrie's beloved play, on the Producers' Showcase anthology series, The first such telecast of its kind, the broadcast starred the musical's entire original cast, led by Mary Martin as Peter and Cyril Ritchard in a dual role as Mr. Darling and Captain Hook. The broadcast drew the highest ratings for a television program for that period. It was so successful that NBC restaged it as a live broadcast a mere ten months later; in 1960, long after Producers' Showcase had ended its run, Peter Pan, with most of the 1955 cast, was restaged again, this time as a standalone special, and was videotaped so that it would no longer have to be performed live on television.

In 1956, NBC started a subsidiary, California National Productions (CNP), for merchandising, syndication and NBC opera company operations with the production of Silent Services.[29] By 1957, NBC planned to remove the opera company from CNP and[29] CNP was in discussion with MGM Television about handling syndication distribution for MGM series.[29]

During a National Association of Broadcasters meeting in Chicago in 1956, NBC announced that its owned-and-operated station in that market, WNBQ (now WMAQ-TV), had become the first television station in the country to broadcast its programming in color (airing at least six hours of color broadcasts each day). In 1959, NBC premiered a televised version of the radio program The Bell Telephone Hour, which aired in color from its debut; the program would continue on the NBC television network for nine more years until it ended in 1968.

In 1961, NBC approached Walt Disney about acquiring the rights to his anthology series, offering to produce the program in color. Disney was in the midst of negotiating a new contract to keep the program (then known as Walt Disney Presents) on ABC; however, ABC president Leonard Goldenson said that it could not counter the offer, as the network did not have the technical and financial resources to carry the program in color. Disney subsequently struck a deal with NBC, which began airing the anthology series in the format in September 1961 (as Walt Disney's Wonderful World of Color). As many of the Disney programs that aired in black-and-white on ABC were actually filmed in color, they could easily be re-aired in the format on the NBC broadcasts. In January 1962, NBC's telecast of the Rose Bowl became the first college football game ever to be telecast in color.

By 1963, much of NBC's prime time schedule was presented in color, although some popular series (such as The Man from U.N.C.L.E., which premiered in late 1964) were broadcast in black-and-white for their entire first season. In the fall of 1965, NBC was broadcasting 95% of its prime time schedule in color (with the exceptions of I Dream of Jeannie and Convoy), and began billing itself as "The Full Color Network." Without television sets to sell, rival networks followed more slowly, finally committing to an all-color lineup in prime time in the 1966–67 season. Days of Our Lives became the first soap opera to premiere in color, when it debuted in November 1965.

NBC contracted with Universal Studios in 1964 to produce the first feature-length film produced for television, See How They Run, which first aired on October 17, 1964; its second television movie, The Hanged Man, aired six weeks later on November 28. Even while the presentations performed well in the ratings, NBC did not broadcast another made-for-TV film for two years.[30]

In 1967, NBC reached a deal with Metro-Goldwyn-Mayer (MGM) to acquire the broadcast rights to the classic 1939 film The Wizard of Oz. CBS, which had televised the film annually since 1956, refused to meet MGM's increased fee to renew its television rights. Oz had been, up to then, one of the few programs that CBS had telecast in color. However, by 1967, color broadcasts had become standard on television, and the film simply became another title in the list of specials that NBC telecast in the format. The film's showings on NBC were distinctive as it televised The Wizard of Oz without a hosted introduction, as CBS had long done; it was also slightly edited for time in order to make room to air more commercials. Despite the cuts, however, it continued to score excellent television ratings in those pre-VCR days, as audiences were generally unable to see the film any other way at that time. NBC aired The Wizard of Oz each year from 1968 to 1976, when CBS, realizing that they may have committed a colossal blunder by letting a huge ratings success like Oz go to another network, agreed to pay MGM more money to re-acquire the rights to show the film.

The late 1960s brought big changes in the programming practices of the major television networks. As baby boomers reached adulthood, NBC, CBS, and ABC began to realize that much of their existing programming had not only been running for years but had audiences that skewed older. In order to attract the large youth population that was highly attractive to advertisers, the networks moved to clean house of a number of veteran shows. In NBC's case, this included programs like The Bell Telephone Hour and Sing Along With Mitch, which both had an average viewer age of 50. During this period, the networks came to define adults between the ages of 18 and 49 as their main target audience, although depending on the show, this could be subdivided into other age demos: 35–45, 18–25 or 18–35. Regardless of the exact target demographic, the general idea was to appeal to viewers who were not close to retirement age and to modernize television programming, which the networks felt overall was stuck in a 1950s mentality, to closely resemble contemporary American society.

1970s doldrums[edit]

The 1970s started strongly for NBC thanks to hits like Adam-12, Rowan & Martin's Laugh-In, Ironside, The Dean Martin Show, and The Flip Wilson Show. However, despite the success of such new shows as the NBC Mystery Movie, Sanford and Son, Chico and the Man, Little House on the Prairie, The Midnight Special, The Rockford Huntington bank car loan address, Police Woman, and Emergency!, as well as continued success from veterans like The Tonight Show Starring Johnny Carson and The Wonderful World of Disney, the network entered a slump in the middle of the decade. Disney, in particular, saw its ratings nosedive once CBS put 60 Minutes up against the program in the Sunday 7:00 p.m. time slot in the 1975–76 season.

In 1974, under new president Herb Schlosser, the network tried to attract younger viewers with a series of costly movies, miniseries and specials. This failed to attract the desirable 18–34 demographic, and simultaneously alienated older viewers.[31] None of the new prime-time shows that NBC introduced in the fall of 1975 earned a second season renewal, all failing in the face of established competition. The network's lone breakout success that season was the groundbreaking late-night comedy/variety show, NBC's Saturday Night – which would be renamed Saturday Night Live in 1976, after the cancellation of a Howard Cosell-hosted program of the same title on ABC – which replaced reruns of The Tonight Show that previously aired in its Saturday time slot.

In 1978, Schlosser was promoted to executive vice president at RCA,[32] and a desperate NBC lured Fred Silverman away from top-rated ABC to turn its fortunes around. With the notable exceptions of CHiPs, Barbara Mandrell and the Mandrell Sisters, Diff'rent Strokes (and its spin-off The Facts of Life), Real People, and the miniseries Shōgun, Silverman was unable to pull out a hit. Failures accumulated rapidly under his watch (such as Hello, Larry, Supertrain, Pink Lady and Jeff, The Krofft Superstar Hour, season six of Saturday Night Live, and The Waverly Wonders). Many of them were beaten in the ratings by shows that Silverman had greenlit during his previous tenures at CBS and ABC.

During this time, several longtime affiliates also defected from NBC in markets such as Atlanta (WSB-TV), Bakersfield (KERO-TV), Baltimore (WBAL-TV), Baton Rouge (WBRZ-TV), Billings (KTVQ), Brownsville (KRGV-TV), Charlotte (WSOC-TV), Columbia, Missouri (KOMU-TV), Dayton (WDTN), Decatur (WAAY-TV), El Dorado (KLAA), Eugene (KVAL-TV), Fargo (WDAY-TV), Fort Smith (KFSM-TV), Green Bay (WFRV-TV), Indianapolis (WRTV), Jacksonville (WTLV), Knoxville (WATE-TV), Marquette (WJMN-TV), Minneapolis-St. Paul (KSTP-TV), Medford (KTVL), Odessa (KMID), Panama City (WMBB), Rapid City (KOTA-TV), San Diego (KGTV), Savannah (WSAV-TV), Schenectady (WRGB), Sioux Falls (KSFY-TV), Temple (KCEN-TV), Tyler (KLTV), Waterbury (WATR-TV) and Wheeling (WTRF-TV). Most of these stations were wooed away by ABC, which had lifted out of last place to become the #1 network during the late 1970s and early 1980s, while WBAL-TV, KERO-TV, KFSM-TV, KTVQ[33] KVAL-TV, KTVL, WRGB and WTRF-TV went to CBS and WATR-TV became an independent station under the new WTXX calls (it is now CW affiliate WCCT-TV);[34] ABC had originally considered aligning with WBAL, but the station decided against it because ABC's evening newscasts had attracted ratings too dismal for them to consider doing so.[35][36] Most of these defected from NBC were VHF stations, with some exceptions including WAAY-TV, WATR-TV, KLAA-TV and KERO, which are UHF stations (in case of both Huntsville and Bakersfield, it was since these cities lacked any sort of VHF stations).[37][38] In the case of WSB-TV and WSOC-TV, which have both since become ABC affiliates, both stations were (and remain) under common ownership with Cox Enterprises, with its other NBC affiliate at the time, WIIC-TV in Pittsburgh (which would become WPXI in 1981 and also remains owned by Cox), only staying with the network because WIIC-TV itself was a distant third to CBS-affiliated powerhouse KDKA-TV and ABC affiliate WTAE-TV (KDKA-TV, owned at the time by Group W and now owned by CBS, infamously passed up affiliating with NBC after Westinghouse bought the station from DuMont in 1954, leading to an acrimonious relationship between NBC and Westinghouse that lasted for years afterward). In markets such as San Diego, Fort Smith, Charlotte, Knoxville and Jacksonville, NBC had little choice but to affiliate with a UHF station, with the San Diego station (KNSD) eventually becoming an NBC O&O, though in the case of Knoxville, it moved back to VHF in 1988 with the switch to then-CBS affiliate WBIR-TV.[39] In Wheeling, NBC ultimately upgraded its affiliation when it partnered with WTOV-TV in nearby Steubenville, Ohio, overtaking former affiliate WTRF-TV in the ratings by a large margin. Other smaller television markets like Yuma, Arizona waited many years to get another local NBC affiliate (first with KIVA, and later KYMA). The stations in Baltimore, Columbia, Dayton, Jacksonville, Savannah, and Temple, however, have since rejoined the network, although El Dorado went to a full-time Fox affiliate after a long association with ABC,[40] Green Bay switched to CBS several years after being associated with ABC,[41] and Bakersfield, where it went to ABC several years after it was a CBS affiliate.[42] In case of Rapid City, the KOTA calls now resist on a station owned by Gray Television.[43]

After PresidentJimmy Carterpulled the U.S. team out of the 1980 Summer Olympics, NBC canceled a planned 150 hours of coverage (which had cost $87 million for the broadcast rights), placing the network's future in doubt. It had been bank of america customer service number 800 432 1000 on the broadcasts to help promote its new fall shows, and had been estimated to pull in $170 million in advertising revenue.[44]

The press was merciless towards Silverman, but the two most savage attacks on his leadership came from within the network. The company that composed the promotional theme for NBC's "Proud as a Peacock" image campaign created a parody song called "Loud as a Peacock", which was broadcast on Don Imus' program on WNBC radio in New York. Its lyrics blamed Silverman for the network's problems ("The Peacock's dead, so thank you, Fred"). An angered Silverman ordered all remaining copies of the spoof destroyed, though technology eventually allowed its wide propagation to the Internet in later generations from a few remaining copies. Saturday Night Live writer and occasional performer Al Franken satirized Silverman in a sketch on the program titled "A Limo For A Lame-O", where he presented a chart with the top-10 rated programs for that season and commented that there was "not one N" on the list. Silverman later admitted he "never liked Al Franken to begin with", and the sketch ruined Franken's chance of succeeding Lorne Michaels as executive producer of SNL following his 1980 departure (with the position going to Jean Doumanian, who was fired after america vs monterrey score season following declining ratings and negative critical reviews. Michaels would later return to the show in 1985).[45]

Tartikoff's turnaround[edit]

Fred Silverman eventually resigned as entertainment president in the summer of 1981. Grant Tinker, a highly regarded producer who co-founded MTM Enterprises with his former wife Mary Tyler Moore, became the president of the network while Brandon Tartikoff became the president of the entertainment division. Tartikoff inherited a schedule full of aging dramas and very few best account for savings interest, but showed patience with promising programs. One such show was the critically acclaimed Hill Street Blues, which suffered from poor ratings during its first season. Rather than canceling the show, he moved the Emmy Award-winning police drama from Steven Bochco to Thursdays, where its ratings improved dramatically. He used the same tactics with St. Elsewhere and Cheers. Shows like these were able to get the same ad revenue as their higher-rated competition because of their desirable demographics, upscale adults ages 18–34.[46] While the network claimed moderate successes with Gimme a Break!, Silver Spoons, Knight Rider, and Remington Steele, its biggest hit during this period was The A-Team, which, at 10th place, was the network's only program to rank in the Nielsen Top-20 for the 1982–83 season, and ascended to fourth place the following year. These shows helped NBC through the disastrous 1983–84 season, which saw none of its nine new fall shows gaining a second year.[47]

In February 1982, NBC canceled Tom Snyder's The Tomorrow Show and gave the 12:35 a.m. time slot to 34-year-old comedian David Letterman. Though Letterman was unsuccessful with his weekday morning talk show effort for the network (which debuted on June 23, 1980), Late Night with David Letterman proved much more successful, lasting for 11 years and serving as the launching pad for another late-night talk franchise that continues to this day.

In 1984, the huge success of The Cosby Show led to a renewed interest in sitcoms, while Family Ties and Cheers, both of which premiered in 1982 to mediocre ratings (the latter ranking at near dead last among all network shows i prayed for you matt stell the 1982–83 season), saw their viewership increase from having Cosby as a lead-in. The network rose from third place to second in the ratings during the 1984–85 season and reached first place in 1985–86, with hits The Golden Girls, Miami Vice, 227, Night Court, Highway to Heaven, and Hunter. The network's upswing continued late into the decade with wells fargo simple business checking, Amen, Matlock, L.A. Law, The Hogan Family, A Different World, Empty Nest, Unsolved Mysteries, and In the Heat of the Night. In 1986, Bob Wright was appointed as chairman of NBC.

In 1985, NBC becomes the first American television network to broadcast programs in stereo. NBC started repairing its old affiliations that were previously wooed by ABC, such as Savannah, Temple and Columbia,[48] followed by Jacksonville in 1988.[49] It also repaired WOWT, a station formerly affiliated with CBS, in 1986.[50]

In the fall of 1987, NBC conceived a syndication package for its owned-and-operated stations, under the brand "Prime Time Begins at 7:30", consisting of five sitcoms that each aired once a week, and were produced by various production companies contracted by NBC. The series included Marblehead Manor (from Paramount Television, airing Mondays), centering on a mansion owner and the people who live with him;[51]She's the Sheriff (from Lorimar-Telepictures and airing Tuesdays), a comeback vehicle for Suzanne Somers which cast her as a widowed county sheriff;[51] a series adapted from the George S. Kaufman play You Can't Take It with You (airing Wednesdays), starring Harry Morgan; Out of This World (from MCA Television and airing Thursdays), which starred Maureen Flannigan as a teenager born to an alien father and human mother that develops supernatural abilities on her 13th birthday;[52] and a revival of the short-lived 1983 NBC series We Got It Made (produced by Fred Silverman for MGM Television and closing out the week on Fridays), as part of an ongoing trend at the time in which former network series were revived in first-run syndication.[52]

The package was aimed at attracting viewers to NBC stations in the half-hour preceding prime time (8:00 p.m. in the Eastern and Pacific Time Zones, 7:00 p.m. elsewhere),[52][53] and was conceived as a result of the FCC's loosening of the Prime Time Access Rule, legislation passed in 1971 that required networks to turn over the 7:30 p.m. (Eastern) time slot to local stations to program local or syndicated content; and the relaxation of the Financial Interest and Syndication Rules, which had prevented networks from producing content from their own syndication units to fill the void.[53] The shows that were part of the package were regularly outrated in many markets by such syndicated game shows as Wheel of Fortune, Jeopardy!, and Hollywood Squares. Marblehead Manor, We Got It Made and You Can't Take It With You were cancelled at the end of the 1987–88 season, with She's the Sheriff lasting one more season in weekend syndication before its cancellation. Out of This World ran for three additional seasons, airing mainly on weekends, and was the most successful of the five series.

NBC aired the first of eight consecutive Summer Olympic Games broadcasts when it covered the 1988 Games in Seoul, South Korea. The 1988–89 season saw NBC have an astounding 17 series in Nielsen's year-end Top 30 most-watched network programs; it also ranked at first place in the weekly ratings for more than 12 months, an unprecedented achievement that has not been duplicated since. 1989 however, also served as NBC's final year of covering Major League Baseball (the primary package would move over to CBS for the next four years before NBC regained the rights), having done so in some shape or form since 1947. Nevertheless, the network continued its hot streak into the early 1990s with new chime card call center such as The Fresh Prince of Bel-Air, Blossom, and Law & Order.

"Must See TV"[edit]

Main article: Must See TV

In 1991, Tartikoff left his role as NBC's President of Entertainment to take an executive position at Paramount Pictures. In the course of a decade, he had taken control of a network with no shows in the Nielsen Top 10 and left it with five. Tartikoff was succeeded by Warren Littlefield, whose first years as entertainment president proved shaky as a result of most of the Tartikoff-era hits ending their runs. Some blamed Littlefield for losing David Letterman to CBS after naming Jay Leno as the successor to Johnny Carson on The Tonight Show, following the latter's retirement as host in May 1992. Things turned around with the launches of new hit series such as Mad About You, Wings, Sisters, Frasier, Friends, ER and Will & Grace.

One of Tartikoff's late acquisitions, Seinfeld initially struggled from its debut in 1989 as a summer series, but grew to become one of NBC's top-rated shows after it was moved to Thursdays in the time slot following Cheers. Seinfeld ended its run in 1998, becoming the latest overall television program in the U.S. to end its final season as the leader in the Nielsen ratings for a single television season. Only two other shows had finished their runs at the top of the ratings, I Love Lucy and The Andy Griffith Show.[54] Consequently, Friends emerged as NBC's biggest television show after the 1998 Seinfeld final broadcast. It dominated the ratings, never leaving the top five watched shows of the year from its second through tenth seasons and landing on the number-one spot during season eight in the 2001–02 season as the latest sitcom in the U.S. to lead the annual Nielsen primetime television ratings. Cheers spinoff Frasier became a critical and commercial success, usually landing in the Nielsen Top 20 – although its ratings were overshadowed to a minor extent by Friends – and went on to win numerous Emmy Awards (eventually setting a record for a sitcom that lasted until it was overtaken by Modern Family in 2014). In 1994, the network began branding its strong Thursday night lineup, mainly in reference to the comedies airing in the first two hours, under the "Must See TV" tagline (which during the mid- and late 1990s, was also applied to NBC's comedy blocks on other nights, particularly on Tuesdays).

Between September 1994 and September 1996, NBC would affiliate with several stations that were affected by the 1994–96 United States broadcast TV realignment, which was triggered as a result of Fox's acquisition of rights to the NFL in December 1993. Several of those stations, including WBAL-TV, WHDH (Boston), and WCAU (Philadelphia), were involved in an affiliation deal between Westinghouse Broadcasting and CBS, KSHB-TV (Kansas City), which is one of the stations involved in an affiliation deal between New World Communications and Fox,[55]WCBD-TV (Charleston), which was involved in an affiliation deal between Allbritton Communications and ABC [56][57] and WGBA-TV (Green Bay), WPMI-TV (Mobile) and KHNL (Honolulu), which was part of an agreement between Fox and SF Broadcasting.[58]

By the mid-1990s, NBC's sports division, headed by Dick Ebersol, had rights to three of the four major professional sports leagues (the NFL, Major League Baseball and the NBA), the Olympics, and the national powerhouse Notre Dame Fighting Irish football team. The NBA on NBC enjoyed great success in the 1990s due in large part to the Chicago Bulls' run of six championships at the hands of superstar Michael Jordan. However, NBC Sports would suffer a major blow in 1998, when it lost the rights to the American Football Conference (AFC) to CBS, which itself had lost rights to the National Football Conference (NFC) to Fox four years earlier;[59] the deal stripped NBC of National Football League (NFL) game telecasts after 59 years and AFC games after 36 years (dating back to its existence as the American Football League prior to its 1970 merger with the NFL).

Littlefield left NBC in 1998 to pursue a career as a television and film producer,[60] with the network subsequently going through three entertainment presidents in three years. Littlefield was replaced as president of NBC Entertainment by Scott Sassa, who oversaw the development of such shows as The West Wing, Law & Order: Special Victims Unit and Fear Factor. After Sassa was reassigned to NBC's West Coast Division, Garth Ancier was named as his replacement in 1999.[61]Jeff Zucker then succeeded Ancier as president of NBC Entertainment in 2000.[62]

New century, new problems[edit]

At the start of the 2000s, NBC's fortunes started to take a chime card call center turn for the worse. That year, NBC's longstanding ratings lead ended as CBS (which had languished in the ratings after losing the NFL) overtook it for first place. In 2001, CBS chose to move its hit reality series Survivor to serve as the anchor of its Thursday night lineup. Its success was taken as a suggestion that NBC's nearly two decades of dominance chime card call center Thursday nights could be broken; even so, the strength of Friends, Will & Grace, ER and Just Shoot Me! (the latter of which saw its highest viewership following its move to that night in the 2000–01 season) helped the network continue to lead the Thursday ratings. Between the 2001–02 and 2004–05 seasons, NBC became the first major network to air select dramas in letterbox over its analog broadcast feed; the move was done in the hopes of attracting new viewers, although the network saw only a slight boost. Overall, NBC retook its first-place lead that year, and spent much of the next four years (with the exception of the 2002–03 season, when it was briefly jumped again by CBS for first) in the top spot.

On the other hand, NBC was stripped of the broadcast rights associated bank online banking app two other major sports leagues: it lost Major League Baseball to Fox after the 2000 season (by that point, NBC only had alternating rights to the All-Star Game, League Championship Series and World Series), and, later, the NBA to ABC after the 2001–02 season. After losing the NBA rights, NBC's major sports offerings were reduced to the Olympics (which in 2002, expanded to include rights to the Winter Olympics, as part of a contract that gave it the U.S. television rights to both the Summer and Winter Olympics through 2012), PGA Tour golf events and a floundering Notre Dame football program (however, it would eventually acquire the rights to the National Hockey League in May 2004).

In October 2001, NBC acquired Spanish-language network Telemundo from Liberty Media and Sony Pictures Entertainment for $2.7 billion, beating out other bidders including CBS/Viacom. The deal was finalized in 2002.[63][64]

In 2003, French entertainment conglomerate Vivendi Universal sold 80% of its film and television subsidiary, Vivendi Universal Entertainment, to NBC's parent company, General Electric, integrating the network with Vivendi Universal's various properties (Universal Pictures film studio, Canal+ television networks, & Universal Parks & Resorts theme & amusement parks & resorts) upon completion of the merger of the two companies under the combined NBC Universal brand.[65] NBC Universal was then owned 80% by General Electric and 20% by Vivendi. In 2004, Zucker was promoted to the newly created position of president of NBC Universal Television Group. Kevin Reilly became the new president of NBC Entertainment.[66]

In 2004, NBC experienced a Three on a match scenario (Friends and Frasier ended their runs; Jerry Orbach, who had played one of the most popular characters of its hit Law & Order, died suddenly later that year), and shortly afterward was left with several moderately rated shows and few true hits.[67] In particular, Friends spin-off Joey, despite a relatively strong start, started to falter in the ratings during its second season.

In December 2005, NBC began its first week-long primetime game show event, Deal or No Deal; the first bank southwest amarillo tx garnered high ratings, and became a weekly series in March 2006. Otherwise, the 2005–06 season was one of the worst for NBC in three decades, with only one fall series, the sitcom My Name Is Earl, surviving for a second season; the sole remaining anchor of the "Must See TV" lineup, Will & Grace also saw its ratings decline. That season, NBC's ratings fell to fourth place, behind a resurgent ABC, Fox (which would eventually become the most-watched U.S. broadcast network in the 2007–08 season), and top-rated CBS (which led for much of the remainder of the decade). During this time, all of the networks faced audience erosion from increased competition by cable television, home video, video games, and the Internet, with NBC being the hardest hit.

The 2006–07 season was a mixed bag for the network, with Deal or No Deal remaining strong and Heroes becoming a surprise hit on Monday nights, while the highly touted Studio 60 on the Sunset Strip (from West Wing creator Aaron Sorkin) lost a third of its premiere-night viewers by Week 6 and was eventually canceled; two critically acclaimed sitcoms, The Office and 30 Rock, also pulled in modest successes and went on to win the Emmy Award for Outstanding Comedy Series for four consecutive years. The network also regained the rights to the NFL after eight years that season when it acquired the Sunday Night Football package from ESPN (as part of a deal that also saw Monday Night Football move to ESPN from ABC). However, despite this, NBC remained at a very distant fourth place, barely ranking ahead of The CW.

However, NBC did experience success with its summer schedule, despite its declining ratings during the main broadcast season. America's Got Talent, a reality talent competition series that premiered in 2006, earned a 4.6 rating in the 18–49 demographic, higher than that earned by the 2002 premiere of Fox's American Idol. Got Talent (which is the flagship of an international talent competition franchise) would continue to garner unusually high ratings throughout its summer run. However, NBC decided not to place it in the spring season, and instead use it as a platform to promote their upcoming fall shows.[citation needed]

Following the unexpected termination of Kevin Reilly, in 2007, Ben Silverman was appointed president of NBC Entertainment,[68] while Jeff Zucker was promoted to succeed Bob Wright as CEO of NBC. The network failed to generate any new primetime hits during the 2008–09 season (despite the rare good fortune of having the rights to both the Super Bowl and the Summer Olympics in which to promote their new programming slate), the sitcom Parks and Recreation survived for a second season after a six-episode first season, while Heroes and Deal or No Deal both collapsed in the ratings and were later canceled (with a revamped Deal or No Deal being revived for one additional season in syndication). In a March 2009 interview, Zucker had stated that he no longer believed it would be possible for NBC to become #1 in prime time.[69] Ben Silverman left the network in 2009, with Jeff Gaspin replacing him as president of NBC Entertainment.

Comcast era (2011–present)[edit]

See also: 2010 Tonight Show conflict

On December 3, 2009, Comcast announced they would purchase a 51% controlling stake in NBC Universal from General Electric (which would retain the remaining 49%) for $6.5 billion in cash and $9.1 billion in raised debt.[70] GE used $5.8 billion from the deal to buy out Vivendi's 20% interest in NBC Universal.[70]

NBC's broadcast of the 2010 Winter Olympics in Vancouver, in February of that year, generated a ratings increase of 21% over its broadcast of the 2006 Winter Games in Torino. The network was criticized for repeatedly showing footage of a crash occurring during practice for an Olympic luge competition that killed Georgian luger Nodar Kumaritashvili. NBC News president Steve Capus ordered the footage not to be shown without his permission and Olympics prime time host Bob Costas promised on-air that the video would not be shown again during the Games.[71][72] NBC Universal was on track to lose $250 million in advertising revenue on that year's Winter Olympics, failing to make up the $820 million it paid for the U.S. television rights.[73] Even so, with its continuing position in fourth place (although it virtually tied with ABC in many demographics on the strength of NBC's sports broadcasts that year[74]), the 2009–10 season ended with only two scripted shows – Community and Parenthood, as well as three unscripted shows – The Marriage Ref, Who Do You Think You Are? and Minute to Win It – being renewed for second seasons, while other series such as Heroes and veteran crime drama Law & Order (the latter of which ended after 20 seasons, tying it with Gunsmoke as the longest-running prime time drama in U.S. television history) were cancelled.

Supporters of Conan O'Brien's hosting duties at The Tonight Showstage a protest outside Universal Studiosin Los Angeles.

After Conan O'Brien succeeded Jay Leno as host of The Tonight Show in 2009, the network gave Leno a new prime time talk show, committing to air it every weeknight at 10:00 p.m. Eastern and Pacific as an inexpensive comedic alternative to the police procedurals and other hour-long dramas typically aired in that time slot.[75] In doing so, NBC became the first major U.S. broadcast network in decades,[76] if ever,[77] to broadcast the same program in a weekdaily prime time strip. Its executives called the decision "a transformational moment in the history of broadcasting" and "in effect, launching five shows."[76] Conversely, industry executives criticized the network for abandoning a history of airing quality dramas in the 10:00 hour, and expressed concern that it would hurt NBC by undermining a reputation built on successful scripted series.[78] Citing complaints from many affiliates, which saw their late-evening newscasts drop significantly in the local ratings during The Jay Leno Show's run, NBC announced on January 10, 2010, that it would drop Leno's show from the 10:00 p.m. slot,[79] with Zucker announcing plans to shift the program (which would have been reduced to a half-hour) into the 11:35 p.m. slot and shift its existing late night lineup (including The Tonight Show) by 30 minutes. The removal of The Jay Leno Show from its prime time schedule had almost no impact on the network's ratings. The increases NBC experienced in the 2010–11 season compared to 2009–10 were almost entirely attributable to the rising viewership of NBC Sunday Night Football.[80] By 2012, the shows that occupied the 10:00 p.m. time slot drew lower numbers than The Jay Leno Show did when it aired in that hour two years before.[81] In the spring of 2010, cable provider and multimedia firm Comcast announced it would acquire a majority interest in NBC Universal from General Electric, which would retain a minority stake in the company in the interim.

On September 24, 2010, Jeff Zucker announced that he would step down as NBC Universal's CEO once the company's merger with Comcast was completed at the end of the year.[82][83] After the deal was finalized, Steve Burke was named CEO of NBCUniversal[84] and Robert Greenblatt replaced Jeff Gaspin as chairman of NBC Entertainment.[85] In 2011, NBC was finally able to find a breakout hit in the midseason reality singing competition series The Voice. Otherwise, NBC had another tough season, with every single new fall program getting cancelled by season's end – the third time this has happened to the network after the fall of 1975, and the fall of 1983 – and the midseason legal drama Harry's Law being its only freshman scripted series to be renewed for the 2011–12 season. The network nearly completed its full conversion to an all-HD schedule (outside of the Saturday morning time slot leased by the Qubo consortium, which NBCUniversal would rescind its stake in the following year) on September 20, 2011, when Last Call with Carson Daly converted to the format with the premiere of its 11th season.

The 2011–12 season was another tough season for NBC. On the upside, the network's broadcast of Super Bowl XLVI was the most-watched program in U.S. television history at the time, and the network's Monday night midseason lineup of The Voice and musical-drama Smash was very successful. The network managed to lift itself into third place in the 18–49 demographic in the 2011–12 season, primarily on the strength of those three programs (SNF, The Voice, and Smash), breaking the network's eight-year streak in fourth place. Four shows survived for a second season, but three of them were cancelled in the following year, none were unqualified ratings successes, and the network remained a distant fourth place in total viewership.

In the fall of 2012, NBC greatly expanded its sitcom roster, with eight comedy series airing on Tuesday, Wednesday and Thursday nights. NBC bounced back to first place network in adults 18–49 that fall, boosted by the new season of The Voice, the initial success of freshman drama Revolution and sitcom Go On, and the continued strength of Sunday Night Football. However, withholding the new season of The Voice and benching Revolution until late March, the network's midseason ratings suffered, falling to fifth place behind Spanish-language network Univision during the February sweeps period.[86] The 2012–13 season ended with NBC finishing in third place overall,[87][88] albeit by a narrow margin, with only three new shows, all dramas, surviving for a second season (Revolution, Chicago Fire and Hannibal).

In 2013, NBC Sports migrated its business and production operations (including NBCSN) to new facilities in Stamford, Connecticut.[89] Production of the network's NFL pre-game showFootball Night in America remained at the NBC Studios at Rockefeller Center (with production operations based in Studio 8G, while the program itself was broadcast in Studio 8H, the longtime home of Saturday Night Live), until it migrated to the Stamford facility in September 2014. Despite the failure of another highly advertised game show event, The Million Second Quiz, the 2013–14 season was mostly successful for NBC due to the continued success of The Voice, Chicago Fire, Revolution, Sunday Night Football and Grimm. Along with new hits including The Blacklist, Hannibal and Chicago PD and a what time bank of america open near me ratings boost from its broadcast of the 2014 Winter Olympics, NBC became the #1 network in the coveted 18–49 demographic that season for the first time since 2003–04, when Friends ended. NBC also improved considerably in total viewership, finishing behind long-dominant CBS in second place for the season.[90]

The 2014–15 season was something of a mixed bag for NBC, but still successful. NBC launched eight new series that year, with only one, comedy-drama police procedural The Mysteries of Laura, being renewed for a second season. Nevertheless, the network continued to experience success with most of its returning series, especially The Blacklist (despite a modest decline in viewership following its move to Thursdays midway through the season, due partly to an initial weak lead-in from miniseries The Slap). Combined with the record number of viewers tuning in to Super Bowl XLIX, NBC again finished #1 in the 18–49 demographic and in second place overall.[91]

The 2015–16 season was successful for NBC, with the successful launch of the new drama Blindspot premiering after The Voice, then subsequently being renewed for a second season edmond low library November 2015.[92] NBC also continued with the success with the Chicago franchise with launching its second spin-off Chicago Med, which also received an chime card call center second season pick up in February 2016.[93] Thursday nights continues to be a struggle for NBC, with continued success with the third season of The Blacklist brought the failed launch of Heroes Reborn which was cancelled in January 2016,[94] and thriller The Player; however, NBC found success with police procedural Shades of Blue, which improved in its timeslot and was renewed for a second season in February 2016.[95] On the comedy side, NBC surprisingly found success in the new workplace sitcom Superstore which premiered as a "preview" after The Voice in November 2015, and officially launched in January 2016 which brought decent ratings for a new comedy without The Voice as a lead-in and which was subsequently renewed for a second season in February 2016.[96]

The 2016–17 season brought more success for NBC with the premiere of comedy-drama This Is Us, which was well received by critics and ratings and was renewed for two additional seasons in January 2017.[97]The Blacklist continued to bring in modest ratings, but it brought the failed launch of its spinoff The Blacklist: Redemption. NBC continued to grow the Chicago franchise with a third spinoff titled Chicago Justice. On the comedy side, workplace sitcom Superstore continued success in its second season. The network launched new fantasy sitcom The Good Place following The Voice and brought in modest ratings and was renewed for a second season in January 2017.[98] Another highlight of the 2016–17 season was The Wall, which premiered to modest ratings and would air in the summer time period prior to the 2017–18 season.

The 2017–18 season brought continued success for NBC with the premiere of Ellen's Game of Games and the return of Will & Grace, the latter of which previously aired its final episode in 2006. The 2018–19 season would continue the network's success with the premieres of The Titan Games, Manifest, Songland, and New Amsterdam, all of which would be renewed for additional seasons; however, The Village and The Enemy Within would not make it past their first seasons. The network's dominance of the 2010s would fade during the 2019–20 season, when the COVID-19 pandemic caused a major disruption in production of the network's programming. The pandemic caused the IOC and the Japanese government to reach an agreement to postpone the 2020 Summer Olympics to the summer of 2021, resulting in the network having to rely on alternative programming for the summer of 2020.

Programming[edit]

Main articles: List of programs broadcast by NBC, List of programs previously broadcast by NBC, and NBC Sports

As of 2013[update], NBC provides 87 hours of regularly scheduled network programming each week. The network provides 22 hours of prime time programming to affiliated stations Monday through Saturdays from 8:00–11:00 p.m. (7:00–10:00 p.m. in all other U.S. time zones) and Sundays from 7:00–11:00 p.m. Eastern and Pacific Time (6:00–10:00 p.m. in all other time zones).

Daytime programming is also provided weekdays at 1:00 p.m. in the form of the one-hour weekday soap opera Days of Our Lives (the scheduling of the program varies depending on the station, although it is initially fed to affiliates at 1:00 p.m. Eastern). NBC News programming includes the morning news/interview program Today from 7:00–11:00 a.m. weekdays, 7:00–9:00 on Saturdays and 7:00–8:00 on Sundays; nightly editions of NBC Nightly Jose zuniga fashion (whose weekend editions are occasionally subject to abbreviation or preemption due to sports telecasts overrunning into the program's time slot), the Sunday political talk showMeet the Press, weekday early-morning news program Early Today and newsmagazine Dateline NBC. Late nights feature the out of state deer tag south dakota talk shows The Tonight Show Starring Jimmy Fallon, Late Night with Seth Meyers, and an overnight replay Today with Hoda & Jenna, or for NBC affiliates carrying it in syndication, the option to substitute a same-day encore of The Kelly Clarkson Show on weekdays. On Saturdays, the LXTV-produced 1st Look and Open House NYC air after Saturday Night Live (replays of the previous week's 1st Look also air on Friday late nights on most stations), with a Meet the Press encore a part of its Sunday overnight schedule.

The network's Weekend morning children's programming time slot is programmed by Litton Entertainment under a time-lease agreement. The three-hour block of programming designed for 14– 16-year-old teenage viewers is under the umbrella branding of The More You Know, based on the network's long-time strand of internally-produced public service announcements of the same name. It premiered on October 8, 2016, giving Litton control of all but Fox's Weekend morning E/I programming among the five major broadcast networks.

Sports programming is also provided weekend afternoons at any time between 7:00 and 11:30 p.m. eastern live in all time zone but most commonly between 12-6 pm eastern time,Due to the unpredictable length of sporting events, NBC will occasionally pre-empt scheduled programs (more common with the weekend editions of NBC Nightly News, and local and syndicated programs carried by its owned-and-operated stations and affiliates). NBC has also held the American broadcasting rights to the Summer Olympic Games since the 1988 games and the rights to the Winter Olympic Games since the 2002 games. Coverage of the Olympics on NBC has included pre-empting regularly scheduled programs during daytime, primetime, and late night.

NBC News[edit]

Main article: NBC News

News coverage has long been an important part of NBC's operations and public image, dating to the network's radio days. Notable NBC News productions past and present include Today, NBC Nightly News (and its immediate predecessor, the Huntley-Brinkley Report), Meet the Press (which has the distinction of the longest continuously running program in the history of American television), Dateline NBC, Early Today, NBC News at Sunrise, NBC Nightside and Rock Center with Brian Williams.

In 1989, the news division began its expansion to cable with the launch of business news channel CNBC. The company eventually formed other cable news services including MSNBC (created in 1996 originally as a joint venture with Microsoft, which now features a mix of general news and political discussion programs with a liberal stance),[99][100] and the 2008 acquisition of The Weather Channel in conjunction with Blackstone Group and Bain Capital. In addition, NBCSN (operated as part of the NBC Sports Group, and which became an NBC property through Comcast's acquisition of NBCUniversal) carries sports news content alongside sports event telecasts. Key anchors from NBC News are also used during NBC Sports coverage of the Olympic Games.

Daytime programming[edit]

Main article: NBC Daytime

NBC is currently the home to Two daytime programs, the hour-long soap opera Days of Our Lives, which has been broadcast on the network since 1965 and Talk Show Today with Hoda and Jenna since 2018. Since NBC turned back an hour of its then two-hour daytime schedule to its affiliates as a result of the September 2007 expansion of Today to four hours, but Split The Show into Three Parts including a 3rd Hour, the network has the smallest block of daytime programming among the full-time broadcast networks (the CW is a part-time network and has had only prime time programming since 2021).

Long-running daytime dramas seen on NBC in the past include The Doctors (1963–1982), Another World (1964–1999), Santa Barbara (1984–1993), and Passions (1999–2007). NBC also aired the final 4½ years of Search for Tomorrow (1982–1986) after that series was initially cancelled by CBS, although many NBC affiliates did not clear the show during its tenure on the network. NBC has also aired numerous short-lived soap operas, including Generations (1989–1991), Sunset Beach (1997–1999), and the two Another World spin-offs, Somerset (1970–1976) and Texas (1980–1982).

Notable daytime game shows that once aired on NBC include The Price Is Right (1956–1963), Concentration (1958–1973; and 1987–1991 as Classic Concentration), The Match Game (1962–1969), Let's Make a Deal (1963–1968 and 1990–1991, as well as a short-lived prime-time revival in 2003), Jeopardy! (1964–1975 and 1978–1979), The Hollywood Squares (1966–1980), Wheel of Fortune (1975–1989 and 1991), Password Plus/Super Password (1979–1982 and 1984–1989), Sale of the Century (1969–1973 and 1983–1989) and Scrabble (1984–1990 and 1993). The last game show ever to air as part of NBC's daytime schedule was the short-lived Caesars Challenge, which ended in January 1994.

Notable past daytime talk shows that have aired on NBC have included Home (1954–1957), The Ernie Kovacs Show (1955–1956), The Merv Griffin Show (1962–1963), Leeza (1994–1999) and Later Today (1999–2000).

Children's programming[edit]

Main articles: Children's programming on NBC, TNBC, Discovery Kids on NBC, Qubo, and NBC Kids

Children's programming has walmart snowman christmas tree a part in NBC's programming since its initial roots in television. Chime card call center first major children's series, Howdy Doody, debuted in 1947 and was one of the era's first breakthrough television shows. From the mid-1960s until 1992, the bulk of NBC's children's programming was composed of mainly animated programming including classic Looney Tunes and Woody Woodpecker shorts; reruns of primetime animated sitcoms such as The Flintstones and The Jetsons; foreign acquisitions like Astro Boy and Kimba the White Lion; animated adaptions of Punky Brewster, ALF and Star Trek as well as animated vehicles for Gary Coleman and Mr. T; live-action programs like The Banana Splits, The Discover online banking offer code and H.R. Pufnstuf; and the original broadcasts of Gumby, The Rocky and Bullwinkle Show, Underdog, The Smurfs, Alvin and the Chipmunks and Disney's Adventures of the Gummi Bears. From 1984 to 1989, the network aired a series of public service announcements called One to Grow On, which aired after the end credits of every program or every other children's program.[101]

In 1989, NBC premiered Saved by the Bell, a live-action teen sitcom which originated on The Disney Channel the previous year as Good Morning, Miss Bliss (which served as a starring vehicle for Hayley Mills; fourcast membersfromthat show were cast in the NBC series as the characters they originally played on Miss Bliss). Saved by the Bell, despite being given bad reviews from television critics, would become one of the most popular teen series in television history as well as the top-rated series on Saturday mornings, dethroning ABC's The Bugs Bunny and Tweety Show in its first season.

The success of Saved by the Bell led NBC to remove animated series from its Saturday morning lineup in August 1992 in favor of additional live-action series as part of a new block called TNBC, along with the debut of a Saturday edition of Today. Most of the series featured on the TNBC lineup were executive produced by Peter Engel (such as City Guys, Hang Time, California Dreams, One World and the Saved by the Bell sequel, Saved by the Bell: The New Class), with the lineup being designed from the start to meet the earliest form of the FCC's educational programming guidelines under the Children's Television Act.[102]NBA Inside Stuff, an analysis and interview program aimed at teens that was hosted for most of its run by Ahmad Rashād, was also a part of the TNBC lineup during the NBA season until 2002 (when the program moved to ABC as a result of that network taking the NBA rights from NBC).

In 2002, NBC entered into an agreement with Discovery Communications to carry educational children's programs from the Discovery Kids cable channel.[102] Debuting that September, the Discovery Kids on NBC block originally consisted exclusively of live-action series, including reality series Trading Spaces: Boys vs. Girls (a kid-themed version of the TLC series Trading Spaces); the Emmy-nominated reality game show Endurance, hosted and produced by J. D. Roth (whose production company, 3-Ball Productions, would also produce reality series The Biggest Loser for NBC beginning in 2003); and scripted series such as Strange Days at Blake Holsey High and Scout's Safari. The block later expanded to include some animated series such as Kenny the Shark, Tutenstein and Time Warp Trio.

In May 2006, NBC announced plans to launch a new Saturday morning children's block under the Qubo brand in September 2006.[103] An endeavor originally operated as a joint venture between NBCUniversal, Ion Media Networks, Scholastic Press, Classic Media and Corus Entertainment's Nelvana unit (Ion acquired the other partners' shares in 2013), the Qubo venture also encompassed weekly blocks on Telemundo and Ion Television, a 24-hour digital multicast network on Ion's owned-and-operated and affiliated stations, as well as video on demand services and a branded website. Qubo launched on NBC on September 9, 2006, with six programs (VeggieTales, Dragon, VeggieTales Presents: 3-2-1 Penguins!, Babar, Jane and the Dragon and Jacob Two-Two).

On March 28, 2012, it was announced that NBC would launch a new Saturday morning preschool block programmed by Sprout (originally jointly owned by NBCUniversal, PBS, Sesame Workshop and Apax Partners, with the former acquiring the other's interests later that year). The block, NBC Kids, premiered on July 7, 2012, replacing the "Qubo on NBC" block.[104][105][106][107]

Specials[edit]

NBC holds the broadcast rights to several annual specials and award show telecasts including the Golden Globe Awards and the Emmy Awards (which is rotated across all four major networks each year). Since 1953, NBC has served as the official U.S. broadcaster of the Macy's Thanksgiving Day Parade. CBS also carries unauthorized coverage of the Macy's parade as part of The Thanksgiving Day Parade on CBS; However, as NBC holds rights to the parade, it has exclusivity over the broadcast of Broadway and music performances appearing in the parade (CBS airs live performances separate from those seen in the parade as a result), and Macy's chose to reroute the parade in 2012 out of the view of CBS' cameras, although it continues to cover the parade. NBC began airing a same-day rebroadcast of the parade telecast in 2009 (replacing its annual Thanksgiving afternoon airing of Miracle on 34th Street). In 2007, NBC acquired the rights to the National Dog Show, which airs following the Macy's Thanksgiving Day Parade each year.

The network also broadcasts several live-action and animated specials during the Christmas holiday season, including the 2014 debuts How Murray Saved Christmas (an animated musical adaptation of the children's book of the same name) and Elf: Buddy's Musical Christmas west san fernando valley animal shelter stop-motion animated special based on the 2003 live-action film Elf).

Since 2013, the network has aired live musical adaptations with major stars in lead roles. Originally dismissed as a gimmick, they have proven to be ratings successes, as well as a nostalgic tribute to the early days of television. Past adaptations include:

From 2003 to 2014, NBC also held rights to two of the three pageants organized by the Miss Universe Organization: the Miss Universe and Miss USA pageants (NBC also held rights to the Miss Teen USA pageant from 2003, when NBC also assumed rights to the Miss USA and Miss Universe pageants as part of a deal brokered by Miss Universe Organization owner Donald Trump that gave the network half-ownership of the pageants,[109] until 2007, when NBC declined to renew its contract to carry Miss Teen USA, effectively discontinuing televised broadcasts of that event). NBCUniversal relinquished the rights to Miss Universe and Miss USA on June 29, 2015, as part of its decision to cut business ties with Donald Trump and the Miss Universe Organization (which was half-owned by corporate parent NBCUniversal) in response to controversial remarks about Mexican immigrants made by Trump during the launch of his 2016 campaign for the Republican presidential nomination.[110][111]

Programming library[edit]

Through the years, NBC has produced many in-house programs, in addition to airing content from other producers such as Revue Studios and its successor Universal Television. Notable in-house productions by NBC have included Get Smart, Bonanza, Little House on the Prairie, Las Vegas, Crossing Jordan and Law & Order.

Stations[edit]

Main articles: List of NBC television affiliates (by U.S. state), List of NBC television affiliates (table), and NBC Owned Television Stations

NBC has twelve owned-and-operated stations and current and pending affiliation agreements with 223 additional television stations encompassing 50 states, the District of Columbia, six U.S. possessions and two non-U.S. territories (Aruba and Bermuda).[112][113] The network has a national reach of 88.91% of all households in the United States (or 277,821,345 Americans with at least one television set).

Currently, New Jersey is the only U.S. state where NBC does not have a locally licensed affiliate. New Jersey is served by New York City O&O WNBC-TV and Philadelphia O&O WCAU; New Jersey formerly had an in-state affiliate in Atlantic City-based WMGM-TV, which was affiliated with the network from 1955 to 2014. NBC maintains affiliations with low-power stations (broadcasting either in analog or digital) in a few smaller markets, such as Binghamton, New York (WBGH-CD), Jackson, Tennessee (WNBJ-LD) and Juneau, Alaska (KATH-LD), that do not have enough full-power stations to support a standalone affiliate. In some markets, these stations also maintain digital simulcasts on a subchannel of a co-owned/co-managed full-power television station.

Portions of New Hampshire receive NBC programming via network-owned WBTS-CD, licensed to serve Nashua; while nominally licensed as a low-power class A station, it transmits a full-power signal under a channel share with the WGBH Educational Foundation and its secondary Boston station WGBX-TV from Needham, Massachusetts, and serves as the NBC station for the entire Boston market. Until 2019, NBC operated a low-powered station in Boston, WBTS-LD (now WYCN-LD), which aimed to serve as its station in that market while using a network of additional full-power stations to cover the smith and wesson m&p 15 for sale in full (including Merrimack, New Hampshire-licensed Telemundo station WNEU, which transmitted WBTS on a second subchannel); NBC purchased the Nashua station (formerly WYCN-CD) in early 2018 after the FCC spectrum auction, and in 2019 relocated WYCN-LD to Providence, Rhode Island to serve as a Telemundo station for that market.

Currently outside of the NBC Owned Television Stations-operated O&O group, Tegna Media is the largest operator of NBC stations in terms of overall market reach, owning or providing services to 20 NBC affiliates (including those in larger markets such as Atlanta, Denver, St. Louis, Seattle and Cleveland); Gray Television is the largest operator of NBC stations by numerical total, owning 23 NBC-affiliated stations.

Related services[edit]

Video-on-demand services[edit]

NBC provides video on demand access for delayed viewing of the network's programming through various means, including via its website at NBC.com, a traditional VOD service called NBC on Demand available on most traditional cable and IPTV providers,[114] and through content deals with Hulu and Netflix (the latter of which carries only cataloged episodes of NBC programs, after losing the right to carry newer episodes of its programs during their current seasons in July 2011). NBCUniversal is a part-owner of Hulu (along with majority owner The Walt Disney Company, owner of ABC), and has offered full-length episodes of most of NBC's programming through the streaming service (which are available for viewing on Hulu's website and mobile app) since Hulu launched in private beta testing on October 29, 2007.[115][116][117][118]

The most recent episodes of the network's shows are usually made available on NBC.com and Hulu the la novia de jose ron after their original broadcast. In addition, NBC.com and certain other partner websites (including Hulu) provide complete back catalogs of most of its current series as well as a limited selection of episodes of classic series from the NBCUniversal Television Distribution program library – including shows not broadcast by NBC during their original runs (including the complete or partial episode catalogs of shows like 30 Rock, The A-Team, Charles in Charge, Emergency!, Knight Rider (both the original series and the short-lived 2008 reboot), Kojak, Miami Vice, The Office, Quantum Leap and Simon & Simon).[119][120][121]

On February 18, 2015, NBC began providing live programming streams of local NBC stations in select markets, which are only available to authenticated subscribers of participating pay television providers. All eleven NBC owned-and-operated stations owned by NBCUniversal Owned Television Stations' were the first stations to offer streams of their programming on NBC's website and mobile app, and new affiliation agreements have made a majority of the network's affiliates available through the network's website and app based on a viewer's location. The network's NFL game telecasts were not permitted to be streamed on the service for several years until a change to the league's mobile rights agreement in the 2018 season allowed games to be streamed through network websites and apps.[122][123][124][125]

NBC HD[edit]

NBC's master feed is transmitted in 1080ihigh definition

Источник: https://en.wikipedia.org/wiki/NBC

US challenger bank Chime launches Credit Builder, a credit card that works more like debit

U.S. challenger bank Chime, now valued at $5.8 billion, is entering the credit card market with today’s launch of a new card designed to help consumers build their credit history by way of everyday transactions. With the Chime Credit Builder Visa Credit Card, users can control how much they want what restaurants are open today on christmas day spend by transferring funds from a “Spending Account” to their Credit Builder Secured Account, and can then charge up to this amount wherever Visa is accepted.

This makes the card feel more like a debit card, as it’s tied to how much cash is sign up for td bank checking account a user’s bank account — rather than a traditional credit card that can allow for overspending.

Chime wanted to develop a new kind of credit card experience due the growing popularity of debit cards state savings bank frankfort the U.S. In 2018, the U.S. Federal Reserve said debit cards represent 50% of all noncash transactions, the company noted. Younger consumers, in particular, prefer debit over credit, Chime had reported in the past. In a 2015 survey, Chime found that 67% of millennials preferred debit cards, which they feel are more secure and less likely to get them into debt.

However, relying on debit cards alone means younger consumers aren’t building up their credit history — a decision that will come to matter when it’s time to finance a larger purchase, like a house.

“Americans synchrony bank paypal credit phone number embraced debit cards for greater control but this limits their ability to establish or build their credit score,” noted Chime CEO Chris Britt, in a launch announcement. “We created Credit Builder to help our members stay in control and safely build their credit with their everyday purchases,” he said.

Chime’s credit card aims to straddle both worlds, debit and credit, by working to establish good credit while also preventing users from overspending.

To make this work, Chime users first add money to their Chime Spending Account and then charge their everyday purchases — like gas, groceries or subscriptions — using the credit card. At the end of the month, Chime’s Safer Credit Builder feature will automatically pay off the credit card balance from the secured account on time. It then reports the credit card payment to the major credit bureaus, including TransUnion, Experian and Equifax.

The card also has the appeal of a debit card for its lack of fees. It doesn’t include an annual fee, interest or a minimum security deposit, like many of the secured credit cards it competes with.

Image Credits: Chime

The company has been thinking about how to better address the credit building needs of its users for some time. In fall 2018, Chime acquired the credit score improvement service Pinch, which had focused on helping young adults build better credit. The startup was best known for a service called PinchRent, which reported on-time rent payments to credit bureaus to help its users increase credit scores.

Chime says it took learnings from Pinch and tapped into the team’s expertise in its creation of Credit Builder.

Chime has been beta testing Credit Builder since June 2019 and the service has grown to reach over 200,000 enrollees. During the test period Credit Builder has helped users increase their credit score by an average of 30 points, Chime says, citing data from Transunion. In addition, it helped 95% of members with no credit history establish a credit score for the first time. Anecdotal reports from its users, like these discussions on Reddit, also appear to support Chime’s statements about the card’s ability to improve their credit.

Today, Chime is opening up access to the waitlist for Credit Builder to all its Chime banking customers and it will roll out the service to more members every week over the summer.

Chime’s mobile banking app is now one of many challenger banks in the U.S. aiming to address a younger generation’s shift away from big banks with physical branches to modern, mobile and digital banking experiences. Chime, however, is not a bank itself. Instead, banking services are provided by The Bancorp Bank or Stride Bank, N.A. The Credit Builder card is also issued by Stride Bank.

Like many of its rivals, Chime offers free checking accounts, with no overdraft fees, early access to direct deposit paychecks, automatic savings and more. But Chime has outpaced much of its competition, having raised a $500 million round in late 2019 to value its business at $5.8 billion — a sizable increase from the $1.5 billion valuation it had earlier in 2019. It’s now growing at 4x year-over-year, the company says, and reached 8 million FDIC-insured accounts as of February 2020 according to Bloomberg.

Chime’s Credit Builder launch follows yesterday’s debut of the Apple Card “Path” program, which also helps to tackle the issue of young people who can’t quality for credit. In its case, the program alerts users to ways to improve their creditworthiness, like making payments to secured cards or resolving past due balances. This program is more educational in nature, however, whereas Chime’s Credit Builder is about actual credit building through transactions and payments.

Correction, 6/30/20, 3 pm et: The account users spend from via the credit card is called the “Credit Builder Secured Account.” We’ve updated the article with the correct name. 

Источник: https://techcrunch.com/2020/06/30/u-s-challenger-bank-chime-launches-credit-builder-a-credit-card-that-works-more-like-debit/

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank N.A.; Members FDIC

Chime Home

Get paid up to 2 days early with direct deposit.¹ Say goodbye to hidden bank fees². Grow your savings, automatically.

The BasicsGetting StartedSecurity

The Basics

What is Chime's mission?

Our mission is to make financial peace of mind a reality for everyone. We’re doing that by changing the way people feel about banking. Chime’s business was built on the principle of protecting our members and making managing your money easy. We’ll never profit from your misfortune or mistakes and everything we build is focused on improving our member’s lives.

How does Chime make money?

Chime makes money from the interchange fee charged on card transactions. Every time you use your Chime Visa® Debit Card or Credit Builder Secured Credit Card for purchases and paying bills, Visa processes the transaction and charges an interchange fee to merchants for the service. Chime receives aportion of this fee. This is how Chime can continue building new and better products that help members get the most from their money.

Who can use Chime?

U.S. Citizens 18 years and older are welcome to apply! While Chime cards work all over the world, currently we can only offer accounts to members with a valid SSN, living in the United States and District of Columbia.

Does Chime charge any fees?

We don’t believe in unnecessary fees or profiting from our members’ misfortune. We have no fees to sign up, no overdraft, no monthly or service fees, no minimum balance fees, no transaction fees, and no card replacement fees either. We do charge one fee ($2.50) when you get cash from either an over the counter withdrawal, or an out-of-network ATM that is not part of Chime’s fee-free network of 60,000+ ATMs

Please note that third-party services, such as money transfer services used to deposit funds or out of network ATM used to withdraw funds to your Chime Spending Account may impose their own fees per transaction.

Does Chime have Fee-Free Overdrafts?

Yes! Chime’s SpotMe feature lets you make debit card purchases and cash withdrawals that overdraw your account with no overdraft fees.3  Limits start at $20 and can be increased up to $200.  We’ll spot you when you need that little extra cushion to cover an expense. Learn more here!

What type of cards does Chime offer?

When you open a Chime Spending Account you get a Chime Debit Card that can be used at any merchant that accepts Visa. Your Chime Debit Card can also be used with mobile-payment providers such as Apple PayTM, Google PayTM or Samsung PayTM. Other features our members love about our Chime Visa Debit Card are instant transaction notifications anytime your card is swiped, the ability to instantly block your card and order a replacement Debit Card all from within the Chime mobile app.

The Chime Credit Builder Chime card call center Credit Card is our no fee, no interest, secured credit card that helps you build your credit. Unlike traditional credit cards, Credit Builder helps you build credit with no fees and no interest. There’s also no credit check to apply.  The money you move into Credit Builder’s secured account is the amount you can spend on the card. Unlike other secured credit cards, that money can be used to pay off your monthly balances. Since Credit Builder doesn’t have a pre-set limit, spending up to the amount you added won’t contribute to a high-utilization record on your credit history. Learn more about how Credit Builder works.

When do I receive my Chime Visa Debit Card after I open a Chime Spending Account?

After you open a Spending Account, we get started on personalizing your new Chime Visa Debit Card. Your Chime Visa Debit Card is usually placed in the mail within one (1) business day after you open your Spending Account. It can take 5 to 10 business days for your Chime Visa Debit Card to arrive at your home address.

 

If you don’t have your Chime Visa Debit Card within 10 business days after opening your Spending Account, please contact our Member Services team at: [email protected]

 

Is Chime a real bank?

Chime is not a bank. Chime is a financial technology company that offers banking services provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC.Chime members can have a Spending Account with an optional Savings Account, and can grow their credit history by applying for a secured Chime Credit Builder Visa® Credit Card – all while enjoying the benefits of online banking and mobile banking. Eligibility requirements apply for Credit Builder card.

Is Chime a real bank or prepaid card?

Chime is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC. Chime is also not a prepaid card. Through its bank partners, Chime offers a full-service spending account with a Chime Visa® Debit Card for spending and using at 60,000+ fee-free in-network ATMs. Out of Network ATM fees apply. See Chime.com for more details.

Getting Started

How do I add money to my Chime Spending Account?

Direct deposit is the easiest way to add funds to your account. Enrolling in direct deposit with Chime has an added benefit too: you are automatically eligible to receive your paycheck up to 2 days early!¹

We also support mobile check deposit and electronic transfers from other institutions by linking an external bank account and in the Chime mobile app.

Cash deposits can also be made to your Chime Account at over 90,000 retail locations such as Walmart, CVS, and 7-Eleven.

Can I send money to family/friends?

You can use our Pay Friends feature to send money to Chime members instantly, and free! To use the Pay Friends feature, simply log into your Chime mobile app and select the ‘Move Money’ tab, then select ‘Pay Friends’. You will then be prompted to enter in either the receiver’s name, phone number or email, or you can select them from your contacts.

What is Chime's ATM Network?

We have a network of 60,000+ fee-free in-network ATMs for Chime members. Get fee-free transactions at any Moneypass ATM in a 7-Eleven location and at any Allpoint or Visa Plus Alliance ATM. To find a fee-free ATM near you, download the Chime mobile app and tap on ATM map. You can also search our ATM network.

 

Can I send paper checks?

Although fewer checks are being written these days, we understand that some bills like rent, credit cards, student loans, and other payments sometimes require you to pay with a check.

To assist our members in these situations, we offer the Chime Checkbook feature!

Can I deposit paper checks with Mobile Check Deposit?

Chime will determine if you are eligible for the Mobile Check Deposit feature based on the history of any Chime-branded accounts you have, direct deposit history, and direct deposit amounts and other risk-based factors.

For example, Chime currently offers mobile check deposit to members who receive a qualifying direct deposit of $1.00 or more. Mobile check depositing will be automatically enabled in your Chime app within a few days of receiving the deposit. You may receive access to Mobile Check Deposit based on other risk-based factors.

How do I pay bills using my Chime Spending Account?

You can set up direct debit payments with billers who offer this option by providing your account and routing number to the merchant.

Direct debits are immediately removed from your Spending Account when requested by a biller and do not place any hold on your funds. If your balance is not sufficient to cover the payment, it will be declined. There are no limits or fees associated with direct debits.

How do I invite friends to join Chime?

We currently offer a referral bonus every time you refer someone new to Chime using your referral link, and they receive a single qualifying direct deposit of $200 or more!* Your friend must enroll and receive a single qualifying direct deposit of $200.00 or more within 45 days of opening their new account. The direct deposit can come from their employer, payroll provider, or benefits payer via Automated Clearing House (ACH). If the terms are complete, both you and your friend will get $100 each! You can find the link for inviting everyone you know in your Chime app.

You can also copy-and-paste your invite link and share it on Facebook, Instagram, or Twitter.

Referral Incentives

Occasionally, we’ll offer different incentives to invite your friends to join Chime. We’ll notify you through email or in the Chime mobile app when a referral offer is available.

Chime Customer Service

Our Member Services team is always happy to help! You can reach us 24/7 via the customer support tab in the Chime app, or by email at [email protected]

Our phone specialists are available through our customer service number at 844-244-6363. Our hours of operations are:

• Monday-Sunday: 3am-11pm CST

 

Security

What is your security policy?

Our top priority is protecting our members. We use 128-bit AES encryption, access control, and security processes to ensure your money is always safe with Chime.  If you notice an unauthorized transaction, you can disable transactions on your Chime card immediately in the settings section of the Chime app and website to prevent further unauthorized card transactions.

Are my deposits insured by the FDIC?

Chime bank accounts are insured up to the standard maximum deposit insurance amount of $250,000 through our partners, The Bancorp Bank or Stride Bank, N.A., Members FDIC.

Can you use your Chime Visa Debit Card in other countries?

You can use your Chime Debit Card anywhere Visa cards are accepted, including outside the U.S. and with no foreign transaction fees! International transactions can be enabled or disabled in the settings menu found in the Wells fargo national bank login mobile banking app.

What do I do if I don't recognize a transaction in my Spending or Savings Account?

If you do not recognize a transaction in your Spending or Savings Account,we ask that you temporarily block your card:

  1. Use the Chime mobile app or by log in to your account at www.chime.com.
  2. Go to Settings and turn off Chime Card Transactions.
    This feature immediately prevents new purchases and ATM transactions on your Chime Visa Debit Card account.
  3. Contact us immediately in one of several ways:
  • Call us at 1-844-244-6363
  • Use the Chime mobile app to contact our support team
  • Email [email protected]

What type of account is my Chime account?

Chime is a full-featured deposit account. Your account can receive direct deposits and it supports pre-authorized withdrawals and interbank transfers through the Automated Clearing House (ACH) Network.

Chime gives you:

  • A Chime Visa® Debit Card
  • An FDIC-insured deposit account that can be managed entirely from your smartphone
  • An optional Savings Account that helps you save money without thinking about it

Chime bank accounts are insured up to the standard maximum deposit insurance amount of $250,000 through our partners, The Bancorp Bank or Stride Bank, N.A., Members FDIC.

Where can I find more information on your policies?

You can check out our privacy practices, Account Agreement, and all the legal information pertaining to your account here: Privacy Policies

Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives chime card call center the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.

1 Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

2 Out-of-network ATM withdrawal fees apply except at MoneyPass ATMs in a 7-Eleven location or any Allpoint or Visa Plus Alliance ATM. Other fees such as third-party and cash deposit fees may apply.

3 Chime SpotMe is an optional, no fee service bbva compass clearspend requires a single deposit of $200 or more in qualifying direct deposits to the Chime Spending Account each month. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based chime card call center member's Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime's discretion. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. SpotMe won't cover non-debit card transactions, including ACH transfers, Pay Friends transfers, or Chime Checkbook transactions. See Terms and Conditions.

4 Cash deposits to a Chime Spending Account are funds transfers made by third parties (who may impose their own fees or limits) and are FDIC-insured up to applicable limits once received by the bank holding the account.

* Referral Bonus: In order for the referring Chime member (“Referrer”) to qualify and receive the $100.00 monetary referral reward chime card call center $10.00 temporary SpotMe Base Limit increase referral reward, and for the referred person (“Referred”) to qualify and receive the $100.00 monetary referral reward, all of the following conditions must be chime card call center (1) Referrer is part of the SpotMe Referral Incentive referral reward campaign; (2) Referred has not previously opened a Chime Spending Account (“Account”); (3) Referred opened the new Account using the Referrer’s unique referral link; and (4) Referred received in the new Account a qualifying direct deposit of $200.00 or more within 45 calendar days of opening. The qualifying direct deposit must be made by the referred individual’s employer, payroll provider, or benefits payer by Automated Clearing House (ACH) deposit. Bank ACH transfers, Pay Friends transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, and cash loads or deposits are not qualifying direct deposits. Members may earn no more than $50.00 in SpotMe Base Limit referral increase and may earn no more than $1,000.00 in monetary referral rewards per calendar year (January 1, 2021 - December 31, 2021 and January 1, 2022 – December 31, 2022). No member’s SpotMe limit may exceed $200. Any Referrer SpotMe Base limit increase referral reward will expire 184 calendar days from the Referred receiving a qualifying direct deposit. If an eligible Referrer loses Base Limit eligibility, and the Referred completes the above conditions, the Referrer will receive the $10 temporary SpotMe limit increase referral reward only upon regaining Base Limit eligibility. If conditions (1) – (3) listed above are met between August 17, 2021 and September 17, 2021, both the Referrer and the Referred will each receive a $5 monetary referral reward; limit $100 per calendar year for the Referrer. The Referrer may refer no more than benefits of business account on amazon (20) persons using their unique referral link. In the event the Referrer refers additional persons in excess of 20 persons, neither the Referrer or the Referred will earn the $5 monetary referral reward. Referral rewards will generally be provided within two (2) business days after all the above conditions are met. Referred individuals acknowledge that payment of any referral reward may result in the Referrer’s knowledge of the Referred’s establishment of a new Account. Chime reserves the right to cancel or modify the terms of any referral reward offer or terminate a member's eligibility at any time with or without prior notice. Credits of $10 or more will be reported on tax form 1099-INT for new members (Referred). Credits of $600 or more will be reported on tax form 1099-MISC for referring Chime members (Referrers). Banking services are provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC.

© 2013-2021 Chime. All Rights Reserved.

Источник: https://www.chime.com/faq/

Get $20 this season

Must be 18 or older to purchase a Pnc bank com options MoneyCard. Activation requires online access and identity verification (including SSN) to open an account. Mobile or email verification and mobile app are required to access all features.

See Account Agreement for fees, terms and conditions.

1Cash Back: Cash back, up to $75 per year, is credited to card balance at end of reward year and is subject to successful activation and other eligibility requirements. Redeem rewards using our website or app. You will earn cash back of three percent (3%) on qualifying purchases made at Walmart.com and in the Walmart app using your card or your card number, two percent (2.00%) at Walmart fuel stations, and one percent (1%) on qualifying purchases at Walmart stores in the United States (less returns and credits) posted to your Card during each reward year. Grocery delivery and pickup purchases made on Walmart.com or the Walmart app earn 1%. For the purposes of cash back rewards, a "reward year" is twelve (12) monthly periods in which you have paid your monthly fee or had it waived. See account agreement for details.​

2Opt-in required. $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. We require immediate payment of each overdraft and overdraft fee. Overdrafts paid at our discretion, and we do not guarantee that we will authorize and pay any transaction. Learn more about overdraft protection.

3Direct Deposit: Early availability of direct deposit depends on timing of payroll's payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct h and m baby boy may vary from pay period to pay period. Make sure the name and social security number on file with your employer or benefits provider matches what's on your Walmart MoneyCard account exactly. We will not be able to t mobile account number lookup your payment if we are unable to match recipients.

4High yield savings account interest is paid annually on each enrollment anniversary based on the average daily balance of the prior 365 days, up to a maximum balance of $1,000, if the account is in good standing and has a positive balance. 2.00% Annual Percentage Yield may change at any time before or after account is opened. Annual Percentage Yields are accurate as of 7/23/21.

5Family Accounts: Activated, personalized card required. Other fees apply to the additional account. Family members age 13 years and over are eligible. Limit 4 cards per account. See Deposit Account Agreement for details.

Источник: https://www.walmartmoneycard.com/

How do I get my money back after I discovered an unauthorized transaction or money missing from my bank account?

Tip

Report your lost or stolen card or PIN within two business days of when you discover it is missing so you limit your losses to $50 or less, no matter how much is charged to your card.

If someone steals the security code or PIN to your debit card or bank account, you should follow the same steps as you would if someone stole your card 

You should notify your bank or credit union within two business days of discovering the loss or theft of your security code or PIN. Never write your PIN on your debit card or keep it written down in your wallet, in case your card or wallet is lost or stolen. Although the protections for unauthorized transactions still apply, you will still have to go through the process of recovering your funds.

If you didn’t lose your card or PIN

If an unauthorized transaction appears on your statement, but you did not lose your card, security code, or PIN or had any of them stolen, you should still notify your bank or credit union right away. At the latest, you must notify your bank within 60 days after your bank or credit union sends your statement showing the unauthorized transaction. If you wait longer, you could have to pay the full amount of any transactions that occurred after the 60-day period and before you notify your bank. In order to hold you responsible for those transactions, your bank would have to show that if you notified them before the end of the 60-day period, the transactions would not have occurred.

In extenuating circumstances, like lengthy travel or hospitalization that keeps you from notifying the bank within the time allowed, the notification periods above must be extended.

What does the bank have to do once I report it? Can I get my money back?

Once you notify your bank or credit union, it generally has ten business days to investigate the issue (20 business days if the account has been open less than 30 days). The bank or credit union must correct an error within one business day after determining that an error has occurred. Your bank or credit union then has three business days to report its findings to you.

If the bank or credit union can’t complete its investigation within average american savings 2020 (or 20) business days as applicable, it must generally issue a temporary credit to your account for the amount of the disputed transaction, minus a maximum of $50, while it continues to investigate.

In certain circumstances, however, it does not have to issue a temporary credit. For example, the bank or credit union may require you to provide written confirmation of the error if you initially provided the information by telephone. If you are asked to follow up in writing and you do not do so within ten business days, the bank or credit union is not required to temporarily credit your account during the course of its investigation.

The bank or credit union must then resolve the issue in 45 days, unless the disputed transactions were conducted in a foreign country, were conducted within 30 days of account opening, or were debit card point-of-sale purchases. In those cases, you may have to wait as long as 90 days for the issue to be fully resolved.

If the bank or credit union determines that the transactions were in fact authorized, it must provide you with written notice before taking the money that was credited to you during the investigation out of your account.

Источник: https://www.consumerfinance.gov/ask-cfpb/how-do-i-get-my-money-back-after-i-discovered-an-unauthorized-transaction-or-money-missing-from-my-bank-account-en-1017/
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