chase business checking account promotion

If you run a small business, a bank account isn't an option, Chase has locations around the country, offers business checking with no. It's known for its bank bonuses and, at the moment, is offering a business checking account bonus that can get you as much as. Choose from three Wells Fargo business checking accounts, each tailored to a so we can alert you if we notice unusual activity on your account.

Chase business checking account promotion -

Business Banking

What Is Business Banking?

Business banking is a company's financial dealings with an institution that provides business loans, credit, savings accounts, and checking accounts, specifically designed for companies rather than for individuals.

Business banking occurs when a bank, or division of a bank, only deals with businesses. A bank that deals mainly with individuals is generally called a retail bank, while a bank that deals with capital markets is known as an investment bank. There are some banks that deal with both types of clients.

Key Takeaways

  • Business banking is a range of services provided by a bank to a business or corporation.
  • Services offered under business banking include loans, credit, savings accounts, and checking accounts, all of which are tailored specifically to the business.
  • Banks are able to offer business, retail, and investment banking services under one roof.
  • The largest bank in the U.S. in terms of assets is JPMorgan Chase.

Understanding Business Banking

Business banking is also called commercial or corporate banking. Banks provide financial and advisory services to small and medium businesses as well as larger corporations. These services are tailored to the specific needs of each business. These services include deposit accounts and non-interest-bearing products, real estate loans, commercial loans, and credit card services. Banks may also offer asset management and securities underwriting to their corporate and business clients.

In the past, investment banks and retail/commercial banks were required to be separate entities under the Glass-Steagall Act—also known as the Banking Act of 1933. That changed in 1999 after parts of the act were repealed. Under the new rules, banks could offer business, retail, and investment banking services under one roof.

Demand for business banking is increasing in the United States, as the business sector continues to grow. Commercial banks have been declining since 2002, when there were 7,870 commercial banks, compared to 4,708 in 2018. This has primarily been due to mergers and acquisitions. The companies with the highest market share of corporate or business banking are Wells Fargo, JPMorgan Chase, and Bank of America, with JPMorgan Chase being the largest commercial bank in the U.S., with 2019 revenues of $142 billion. It's important to note these banks also operate as investment banks and retail banks, allowing them to be diversified in both clients and products offered.

Services Offered by Business Banks

Business banks provide a wide range of services to companies of all sizes. Aside from business checking and savings accounts, business banks offer financing options, cash management solutions, payroll services, and fraud protection.

Bank Financing

Bank financing is a primary source of capital for business expansion, acquisitions, and equipment purchases, or simply to meet growing operating expenses. Depending on a company's needs, business banks can offer fixed-term loans, short- and long-term loans, lines of credit, and asset-based loans. Banks provide equipment financing, either through fixed-loans or equipment leasing. Some banks cater specifically to certain industries such as agriculture, construction, and commercial real estate.

Cash Management

Also referred to as treasury management, cash management services help businesses achieve greater efficiency in managing their receivables, payables, cash on hand, or liquidity. Business banks set up specific processes for businesses that help streamline their cash management, resulting in lower costs and more cash on hand.

Banks provide businesses with access to Automated Clearing House (ACH) and electronic payment processing systems to accelerate money transfers. They also allow for the automatic movement of money from idle checking accounts into interest-bearing savings accounts, so the cash surplus is put to work while the business checking account has just enough for the day’s payments. Businesses have access to a customized online platform that links their cash management processes to their checking and savings accounts for a real-time view of their cash in action.

Payroll Services

Many banks are able to provide payroll services for small businesses. If your business is new or too small to incur the expense of a bookmaker, many banks provide software or specific services specifically geared towards payroll management. Aside from banks, there are many independent payroll service providers. It's worth comparing the costs and benefits of the two.

Fraud Protection

Fraud insurance is offered by banks to protect businesses from any sort of fraud that has occurred in their checking accounts. These can include problematic checks from vendors or employee fraud that can result from too many people having access to accounts, making transactions difficult to trace.

Источник: https://www.investopedia.com/terms/b/business-banking.asp

Newest Chase Promotions, Bonuses, Offers and Coupons: November 2021

Banking / Banks

Chase bank promotions

Getting free money is easier than you might think. One way is by cashing in on bank account sign-up bonuses, such as those offered at Chase. You can earn hundreds of dollars, which you can use to jump-start or boost your savings balance.

If you’ve been considering opening an account at Chase, now may be a good time to check out the bank’s current offers. Read on to explore Chase bank promotions for November 2021.

Checking Account Promotions

If you’re a student, a business owner or just in the market for a new checking account bonus, Chase has something for you in November.

Chase Secure Banking Offer: $100 Bonus

Chase Secure Banking’s settings mean you won’t overdraw your account, meaning you’ll save big if you typically end up paying overdraft fees. It comes with a monthly fee of $4.95, but there are no check-cashing fees, no fees on money orders or cashier’s checks and no fees to pay bills through Chase Online Bill Pay or to send money through Zelle.

  • Cash value: $100
  • Minimum deposit to qualify: N/A
  • Expiration date: Jan. 19, 2022
  • How to get it: Open a new Chase Secure Banking account either online through the offer page or in-branch (request a coupon via email through the offer page to apply at a branch) and make 10 qualifying transactions within 60 days of enrolling in the offer. Qualifying transactions include making debit card purchases, paying bills online through Online Bill Pay, using Chase QuickDeposit or sending or receiving money through Zelle.
  • When you’ll get it: Within 15 days of making the qualifying transactions
  • Terms and conditions: Must be a new Chase checking customer who has not closed a Chase checking account in the past 90 days or closed one with a negative balance in the past three years. You can’t have claimed another coupon bonus in the past two years, and only one bonus is available per customer. Your account must be open and not restricted to receive the bonus.
  • Monthly fees: $4.95
  • Promotion page: Chase Secure Banking $100 bonus offer

Chase Total Checking: $225 Bonus

Signing up for a new Chase Total Checking account can net you a $225 bonus through mid-January. Read on for the full picture:

  • Cash value: $225
  • Minimum deposit to qualify: N/A
  • Expiration date: Jan. 19, 2022
  • How to get it: Open a new Chase Total Checking account through the offer page and receive a direct deposit of your paycheck, pension or government benefits within 90 days of opening.
  • When you’ll get it: Within 15 days of receiving a qualifying direct deposit
  • Terms and conditions: You can’t have an existing Chase checking account, have closed one within the last 90 days, or have closed an account with a negative balance in the last three years. Closing your account within six months will lead to Chase recouping the bonus.
  • Monthly fees: The Chase Total Checking account comes with a $12 monthly fee, which can be waived by receiving at least $500 in electronic deposits in a month, having a balance of $1,500 at the beginning of each day, or maintaining a combined average balance of $5,000 across eligible Chase accounts daily.
  • Promotion page: Chase Total Checking bonus offer

Chase College Checking: $100 Bonus

College students between the ages of 17 and 24 will want to check out this offer, which gives a free C-note for opening a new student checking account. Get the details:

  • Cash value: $100
  • Minimum deposit to qualify: N/A
  • Expiration date: Jan. 19, 2022
  • How to get it: Make 10 qualifying transactions in your new College Checking account within 60 days of applying the coupon. Qualifying transactions include debit card purchases, online bill payments, Zelle and ACH credits, mobile deposits and checks paid.
  • When you’ll get it: Within 15 days of making the qualifying transactions
  • Terms and conditions: To qualify for the College Checking account, you must be between 17-24 years old, show a valid student ID or proof of college enrollment/acceptance and provide an expected graduation date.
  • Monthly fee: For college students between the ages of 17 and 24, there’s no monthly fee from the time of opening the account until graduation, for up to five years.
  • Promotion page:Chase College Checking bonus offer

Chase Business Complete Checking Offer: Up To $350 Bonus

Chase is currently offering up to $300 if you open a new business checking account. You can enroll in the coupon and open a Chase Business Complete Checking account through the offer page. Chase Performance Business Checking (or Chase Performance Business Checking with Interest) and Chase Platinum Business Checking are also eligible, but must be opened in-branch.

  • Cash value: $300
  • Minimum deposit to qualify: $2,000 to get a $300 bonus 
  • Expiration date: Jan. 19, 2021
  • How to get it: To be eligible for the $300 bonus, open a new Chase Business Complete Checking account through the offer page and fund it with at least $2,000 in new-to-Chase funds within 30 days of coupon enrollment. Then, maintain a balance of at least $2,000 for the next 60 days. Additionally, you must make five qualifying transactions, which include debit card purchases, mobile deposits, ACH credits and wires (debits and credits) within the first 90 days of opening your account. 
  • When you’ll get it: Within 15 days of completing the qualifying requirements
  • Terms and conditions: Must not currently be a Chase business checking customer or have closed an account within the last 90 days or with a negative balance in the past three years. Not for government entities, nonprofits, political action committees or campaign accounts.
  • Monthly fee: The Chase Business Complete Checking account has a monthly fee of $15, but it can be waived a variety of ways, including maintaining an average beginning daily balance of $2,000 or spending at least $2,000 on your linked Chase Ink Business Card. For full details on waiving the fee, refer to the offer page.
  • Promotion page:Chase Business Complete $300 Checking offer

Credit Card Promotions

Chase is known for its credit cards, so read on for the best offers for new cardholders in September, plus ways you can boost your bonus by referring friends.

Chase Sapphire Preferred Credit Card: 60,000 Bonus Points ($750 Value)

The Chase Sapphire Preferred credit card lets you earn double points on dining, grocery store and travel purchases. Redeem the points for travel to get 25% more value, or use them as a statement credit to reduce your balance. New cardholders get even more: 60,000 bonus points if they meet spending requirements. Here’s more:

  • Cash value: $750
  • Minimum spend to qualify: $4,000
  • Expiration date: N/A
  • How to get it: Open a new Chase Sapphire Preferred credit card and use the card to make at least $4,000 in purchases within the first three months.
  • When you’ll get it: Six to eight weeks after qualifying for bonus
  • Terms and conditions: This offer is available to new Chase Sapphire cardmembers who have not received a bonus in the last 48 months.
  • Annual fee: $95
  • Promotion page:Chase Sapphire Preferred bonus offer
  • Boost your bonus: Chase Sapphire Preferred has a referral bonus of 20,000 bonus points per friend referred, up to 100,000 bonus points a year.

Chase Freedom Flex and Freedom Unlimited: 20,000 Bonus Points ($200 Value)

These two cards offer a similar bonus structure, with cash back varying by category. Chase Freedom Flex has 5% cash back up to $1,500 on rotating quarterly categories, plus 5% cash back on travel booked through Chase, 3% cash back on dining and drugstores and 1.5% cash back on all other purchases, while the Freedom Unlimited card has the same bonus structure minus the rotating categories. Additionally, both have no annual fee and offer a 0% introductory APR on purchases for the first 15 months.

The low spend to receive the bonus could be worth exploring if you’re in the market for a new credit card. Plus, both cards are currently offering 5% cash back on grocery purchases (excluding Target and Walmart) if you’re looking for another incentive to sweeten the deal.

  • Cash value: $200
  • Minimum spend to qualify: $500
  • Expiration date: N/A
  • How to get it: Open a new Chase Freedom Flex or Freedom Unlimited credit card and make $500 in purchases within three months of account opening.
  • When you’ll get it: Six to eight weeks after qualifying
  • Terms and conditions: You must not currently hold the card or have previously received an opening bonus for the card in the past 24 months. Balance transfers, fees, interest and various other transactions do not count as purchases (see the offer page for details).
  • Annual fee: $0
  • Promotion pages:
  • Boost your bonus: Referring a friend who opens any Freedom card can get you a $100 cash-back bonus, up to $500 per year.

Chase Ink Business Unlimited Credit Card: 75,000 Bonus Points ($750 Value)

The Chase Ink Business Unlimited credit card lets you earn 1.5% cash-back rewards on purchases. Redeem the rewards for cash back, travel and gift cards. Build your rewards balance faster with complimentary employee cards and enjoy zero liability protection. New customers can receive $750 cash back, plus 0% APR on purchases for the first 12 months. Here’s how:

  • Cash value: $750
  • Minimum spend to qualify: $7,500
  • Expiration date: N/A
  • How to get it: Apply for a new Ink Business Unlimited credit card and make at least $7,500 in purchases within 90 days.
  • When you’ll get it: Six to eight weeks after meeting requirements
  • Terms and conditions: The account must be open and in good standing to receive the bonus points. Qualifying purchases do not include balance transfers, wire transfers or cash advances. The account must be open and not in default to receive the bonus.
  • Annual fee: $0
  • Promotion page:Ink Business Unlimited credit card bonus offer
  • Boost your bonus: Ink Business cards have a referral bonus of 20,000 points per business, up to five per year. That’s up to 100,000 bonus points.

Chase Ink Business Cash Credit Card: 75,000 Bonus Points ($750 Value)

With the Chase Ink Business Cash credit card, you’ll earn up to 5% cash back on purchases made in select categories. The card has no annual fee and comes with free employee cards. New account holders also can qualify for a bonus worth $750 and 0% APR on purchases for the first 12 months. Here’s how:

  • Cash value: $750
  • Minimum spend to qualify: $7,500
  • Expiration date: N/A
  • How to get it: Open a new Ink Business Cash credit card account and make $7,500 in purchases within the first three months.
  • When you’ll get it: Within six to eight weeks after meeting requirements
  • Terms and conditions: The account must be open and in good standing to receive the bonus points. Qualifying purchases do not include cash advances, balance transfers and purchases made with convenience checks.
  • Annual fee: $0
  • Promotion page: Ink Business Cash credit card bonus offer

Chase Refer-A-Friend: Up To $500 Bonus

If you’re already a Chase customer, you can earn extra cash by referring others to open an account. You don’t need any Chase coupons, but you do need to sign up to receive a referral link to share with your friends and family members. You can earn $50 for each qualifying referral — up to $500 per year. Here’s more.

  • Cash value: Up to $500
  • Minimum spend to qualify: N/A
  • Expiration date: None
  • How to get it: Complete the online form to receive a link to share with friends. Referrals must use the link to open the account.
  • When you’ll get it: Within 30 days of the referred person meeting requirements
  • Terms and conditions: Accounts are subject to approval. Both your account and your referral’s account must be open at the bonus payment time.
  • Monthly fee: N/A
  • Promotion page: Chase Refer-A-Friend bonus offer

Is Chase the Right Bank for You?

Chase bonuses can be lucrative if you meet the qualifications to open an account and earn the bonus. But that shouldn’t be the only reason you open an account. It’s more important to find a bank that offers products and services that meet your financial needs. Chase is a large, national bank with plenty of branches and convenient ATMs. If you can meet the requirements to avoid hefty fees, it may be worth a second look at what Chase offers.

Jared Nigro contributed to the reporting for this article.

Information on promotions is accurate as of Nov. 3, 2021. Additional requirements may apply. Offers and terms are subject to change.

This article has been updated with additional reporting since its original publication.

Editorial Note: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.

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Источник: https://www.gobankingrates.com/banking/banks/best-chase-bank-account-promotions/

Get $300 for Opening a Dividend Business Checking Account!

Open Account [PDF]    Schedule Appointment

Business membership with Provident means being part of a financial cooperative with benefits in the form of better dividend rates, no monthly fees, and unlimited transactions and deposits — to name a few.

Open a Dividend Business Checking account with us and get a $300 bonus!122 Be sure to enter promo code 9982.

To earn the $300 New Account Bonus, simply do these three things for two months, starting the month following your account opening

  • At least $2,500 in total deposits to a Dividend Business Checking Account within the first 60 days of account opening

  • Make purchases of $400 or more using a Provident Business debit and/or credit card155

  • Enroll in online banking and e-Document with a valid email address
     

Dividend Business Checking Features:

  • Competitive tiered rate of dividends

  • Business debit card

  • Business checks

  • Overdraft Transfer Protection004

  • No monthly or annual fees

  • No monthly deposit and withdrawal limit

  • No monthly cash limits

  • Free online and mobile banking, e-Deposit126, bill pay, transfers, and much more
     

Provident Business Rewards Visa® Credit Card

Simplify bookkeeping and control expenses with no restrictions and no annual or foreign transaction fees. Plus, earn 1 point for every dollar spent on everything! Redeem points earned at CURewards.com. Credit limits up to $50,000.

Learn More
 

Non-profit Accounts

Provident Credit Union is committed to supporting nonprofit organizations in reaching their mission by providing financial services that support the unique needs of charitable institutions. Serving the banking needs of nonprofits is just one way Provident Credit Union supports the efforts of these organizations to build stronger communities.
 

Open Account

All business accounts must be opened at a Provident Community Branch. Use the Business Account Application [pdf] to get started. Then schedule an appointment at a Provident branch to meet with a Provident representative. Remember to use promo code 9982 to receive your $300 bonus.

Use this easy reference guide [pdf] for information and documents you need to open your business accounts.

Open Account [PDF]   Schedule Appointment   Document Checklist

Disclosures

  • 004) Traditional overdraft only. In the event of an overdraft, if you have selected certain accounts to be used for overdraft and the funds are available, they are automatically transferred from your other accounts.  Restrictions apply. (Click for details). Courtesy Pay Overdraft is not available for this account.
  • 122) The minimum deposit to open a Dividend Business Checking account is $100.00. Business Savings account required to open a Dividend Business Checking account. No dividends are paid on balances below the balance minimum specified for the lowest balance tier. See rate sheet. See service charge schedule for a complete list of fees. You must be a new business member, 18 or older and reside in California. You are not eligible if you are a current owner on a Provident Credit Union business account or if you have been an owner on a Provident Credit Union business account within the last six months. One New Business Account Bonus per business. To be eligible, you must open a Dividend Business Checking Account. All other checking accounts are not eligible for the bonus. New Business Account Bonus offer may expire anytime.

    The minimum balance for the Business Membership Savings account is $5.00. You must fund your Business Checking account within the first 60 days of account opening with a minimum deposit of $100. If you fail to fund your Checking account within the first 60 days you are no longer eligible for the New Business Account Bonus and your account(s) will be closed.

    In order to qualify for your New Business Account Bonus your account must be active and in good standing for two consecutive months following the month that your Dividend Business Checking account is opened. All qualifying purchases and transactions referred to as "per month" or "monthly" only count towards the requirement of the month in which they POST, which will be on a business day (Monday – Friday) and may take one or more business days from the purchase/transaction date.

    Your account is deemed eligible by: (1) making purchases of $400 or more using a debit and or credit card per month, AND (2) make $2,500 in total deposits to your Dividend Business Checking Account within 60 days of account opening, AND (3) enrolling in Provident's online banking service and e-Documents with valid email address. If your account remains inactive after 90 days from account opening you are no longer eligible for the New Business Account Bonus.

    Your account is in good standing if you: (1) demonstrate responsible account management—such as making regular deposits to bring your account to a positive end of day balance at least once every 30 days (including the payment of all credit union fees and charges); (2) avoid excessive overdrafts; (3) there are no legal orders, levies or liens against your account.

    New Business Account Bonus: We generally pay the New Business Account Bonus by crediting your Provident Credit Union Dividend Business Checking account. If Provident funded your savings account at account opening, you will receive the difference between your initial $5.00 Savings account bonus and the stated bonus within 120 days of account opening. We may report the value of the New Business Account Bonus to the IRS and any applicable taxes are the responsibility of the member.

     

  • 126) Members must meet all of the eligibility criteria in order to have access to the e-Deposit service.
  • 155) Automatic or electronic payments using your checking account and routing number are not considered purchases. By providing your payee with your debit or credit card number, your posted automatic payments will be counted as eligible purchases. Some bill payments will meet the monthly requirement for an ACH debit or credit transaction. Debit card cashback amounts, cash advances on credit cards, and checks do not count towards qualifications.

Join Provident

Learn more about how members receive excellent rates, incredible offers, and exceptional service.

Open an Account

Business Savings Account

Take your business onward and upward

Learn More

Provident Business Visa

Simplify bookkeeping and earn unlimited reward points

Apply
Источник: https://providentcu.org/products/checking-accounts/business-checking/bonus

Chase Business Complete Banking Bonus: $300 Sign-Up Offer

Find Chase business checking bonuses and promotions on this page. Get your Chase Business Complete BankingSM account coupon here.

The bonus amounts for this business checking account in the past have included $100, $200 and $300 promotional offers.

Being one of the nation’s largest banks, Chase offers a wide selection of banking services available to consumers throughout AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, KY, LA, MA, MI, NJ, NV, NY, OH, OK, OR, PA, TX, UT, VA, WA, WI, and WV.

Table of Contents

Chase Business Complete BankingSM account $300 Bonus

For business owners, enjoy a $300 bonus when you open a Chase Business Complete BankingSM or  eligible business checking account and meeting certain requirements.

  • What you’ll get: $300 Bonus
  • Eligible account: Chase Business Complete BankingSM account
  • Credit inquiry: Soft pull, which does not affect your credit
  • Where it’s available: Nationwide, Apply online or in-branch
  • How to earn it:
    • Get a coupon code from the offer page and open an eligible business checking account online or in-branch.
    • Deposit a total of $2,000 or more in new money into your new checking account within 30 business days of account opening.
    • Maintain at least $2,000 balance for 90 days from the date of deposit.
    • Complete 5 qualifying transactions within 60 days
  • When you’ll receive it: After all requirements are met, you’ll receive the bonus deposited into your account within 15 business days.

This business Chase Bank promotion is valuable to business owners. You can bank easy knowing that there are thousands of Chase branches and ATMs located throughout the U.S. Plus, you have the ability to use advanced online and mobile banking options.

(Expires 01/20/2022)

How To Earn The $300 Bonus

HOW TO EARN BONUSACCOUNT FEATURESHOW TO WAIVE MONTHLY FEEFINE PRINT
  • Open a new Chase Business Complete BankingSM account
  • Deposit a total of $2,000 or more in new money into your new checking account within 30 business days of opening the account
  • Maintain at least $2,000 balance for 60 days from the date of deposit.
  • The new money cannot be funds held by Chase or its affiliates.
  • Complete 5 qualifying transactions within 90 days
  • After you have completed all the above checking requirements, they’ll deposit the bonus in your new account within 15 business days.
  • Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
  • More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card
  • Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAcceptSM.
  • Same-day deposits with QuickAcceptSM. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
  • Alerts to help you stay on top of your account activity.
  • Easy account management through Chase Business online and the Chase Mobile® app.
  • Unlimited electronic deposits, ACH and Chase Quick DepositSM.
  • Convenient access to 16,000 ATMs and more than 4,700 branches.

Chase Business Complete BankingSM account: $15 or $0 Monthly Service Fee. There’s no Monthly Service Fee when any of the following are met each monthly statement period:

  • Minimum Daily Balance of $2,000
  • Receive $2,000 in deposits from Quick Accept transactions or other eligible merchant services solutions
  • Chase Ink® Business credit card purchases of at least $2,000
  • Link a Chase Private Client Checking account
  • Provide valid, qualifying proof of military status (active or veteran)
  • You can receive only one new business checking account opening related bonus every two years from the last enrollment date and only one bonus per account.
  • Employees of JPMorgan Chase Bank, N.A.and their affiliates are not eligible.
  • Chase reserves the right to withdraw this offer at any time without notice.
  • Bonuses are considered interest and may be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

How Do I Apply?

Get your Chase Coupon Code for a $300 bonus. When applying, you’ll need to provide the following info to open an account:

  • Name and date of birth
  • Business address and details
  • Social Security or tax ID number
  • Driver’s license or other state-issued ID

Chase Business Checking Pros & Cons

  • Access and Security Manager – Delegate cash management activities to employees without giving up control or security.
  • Send and receive money – Access wire transfers, Chase QuickDepositSM, bill pay, mobile banking and more.
  • Easy access – Bank on the go with from an app or visit one of Chase’s ATMs and branches.
  • Military banking – Exclusive perks and waived fees for service members and veterans of the US military.
  • Hands-on support – Customer service is available 24/7 for help whenever you need it.
  • Waived fees – Get 100 free transactions a month, up to $5,000 in free cash deposits each statement cycle and unlimited free electronic deposits.
  • Overdraft fees – You’ll pay $34 for each transaction that overdraws your account.
  • Limited online eligibility – Only sole proprietors can open this account online.
  • Long processing times – Chase doesn’t process transactions on weekends, which can lead to longer processing time for transactions and payments.
  • Limited branch availability – Chase doesn’t operate branches in Hawaii, Kentucky, Louisiana, Massachusetts, Maine, Missouri, New Hampshire, Oklahoma, Rhode Island, Vermont or West Virginia.

Other Chase Business Checking Options

Asides from the Chase Business Checking Account, Chase also offers other business checking accounts. If  the Chase Business Checking Account is not right for you, check out these other accounts:

  • Chase Performance Business Checking. Designed for midsize businesses, this account allows for more fee-free transactions and large cash deposits.
  • Chase Platinum Business Checking. Ideal for larger businesses, this account allows even more transactions and large deposits, but with a higher monthly fee.

Conclusion

The Chase Business Complete BankingSM account is a great account for business owners. Designed to meet the needs of small businesses, the Chase Business Checking Account is the most affordable checking option.

On top of the $300 checking bonus, you will get to enjoy great account features  as well! This includes 100 free transactions and up to $5,000 free cash deposits each cycle. This  way you can put more energy into running your business. Just be aware of the fees.

However, if you are not interested, then be sure to see our complete list of Bank Business Bonuses and Chase Bank Bonuses for all your banking needs!Check back often for all the latest Chase Business Checking bonuses and coupons

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Filed under: Bank Bonuses, Chase Coupons, Featured

Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

About Anthony Nguyen

Anthony Nguyen, founder of Bankcheckingsavings.com, has a passion for finding the best deals, bank promotions, credit card offers, cash back, points & miles, and everything in between. Contact Anthony for media/advertising.

Источник: https://www.bankcheckingsavings.com/chase-business-checking-bonus/

Best Banks for Small Business in 2021

Best Banks for Small Business

Top 5 Bank Accounts Compared Image

Our Approach:

Selecting the best business bank account for your small business comes down to four things:

  • Type of business you have
  • Needs of your business
  • Bank requirements
  • Other perks

In this review, we’ll look at some of the best national banks for small business and figure out what makes them the top choice for different types of businesses.

Our Top 5 Best National Banks for 2021:

  • Navy Federal Credit Union is the best credit union business banking option. NFCU provides members with higher interest rates and no monthly service fee.

  • BlueVine is our choice for best online bankThey charge zero fees and offer unlimited monthly transactions. Online businesses operating 24/7 can bank without unexpected fees.

  • Chase Bank is our pick for best brick-and-mortar bank, especially for businesses with a large number of cash deposits. Chase has conveniently located branches, variable fees, and tailored checking options.

  • Wells Fargo is our pick for best bank for businesses needing an SBA 7(a) loan as they are experts in processing SBA 7(a) loans.

  • US Bank offers the best no-fee business checking account and is helpful to businesses that have only a few monthly transactions but need a large regional bank.
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Recommended:BlueVine is an online bank with free business checking and no monthly fees.

Best Credit Union: Navy Federal Credit Union

Navy Federal offers several business bank accounts for businesses of any size. They offer three checking accounts, two business savings accounts, and business Certificates of Deposit (CDs).

The only drawback to opening a bank account with Navy Federal is that you’ll need to have a personal checking account there and in order to get one, you must have a miliary affiliation. This may be deemed advantageous, though, considering credit unions generally offer higher interest rates and lower fees than banks. Navy Federal offers .05% interest on their lowest tier business checking account. Most banks offer no interest on their lowest tier checking accounts.

Here is a quick summary of their small business checking account:

  • .05% interest rate
  • First 30 non-electronic transactions included; $0.25 per transaction after that
  • No monthly service fee
  • Two signers

To open a business checking account with Navy Federal, you will need to complete several steps:

  1. Ensure all owners have a personal account with Navy Federal Credit Union.
  2. Download and complete a Business Solutions application.
  3. Download and complete a Beneficial Owner form.
  4. Gather all required documents.
  5. Call 1-877-418-1462 between the hours of 9 a.m. to 5 p.m., ET (expect to spend an hour on the phone).

Extra perks: Navy Federal offers additional business products, such as loans and credit cards. On their website, they have a section dedicated to helping businesses based on where they’re at in their growth cycle.

PROS

  • Higher interest rates than most banks
  • Fewer fees or service charges on accounts
  • More than 30,000 fee-free ATMs

CONS

  • Must be a member — requires military affiliation to join
  • Few branch locations
  • Low interest rates compared to online-only banks

Best Online Bank: BlueVine

BlueVine is an online bank you should check out. They are a good fit for businesses that don’t handle a lot of cash transactions and that are likely to need a business loan at some point. BlueVine started as a small business lender before transitioning over to the business banking space. They do both well.

Here is a quick summary of their Online Business Checking account:

  • No monthly, non-sufficient funds (NSF), or incoming wire fees
  • Unlimited transactions, no minimum balance required
  • 1.0% interest when your balance is at least $1,000
  • Pay vendors and bills by Automated Clearing House (ACH), wire, or check
  • 38,000+ ATMs, no fees
  • Dedicated live support

To open up a business checking account with BlueVine, you will need to visit their website to fill out an online application and submit your business formation documents, tax id number/EIN, and other basic information.

Extra perks: BlueVine offers a unique bill pay service called BlueVine Payments. With this service, you can use a credit card to pay vendors or anyone, and BlueVine will pay them on your behalf by cutting them a check or issuing an ACH payment. The fee for this service is 2.9%.

PROS

  • Offers great business loans
  • Earn 1% interest on balances over $1,000
  • No fees — except for cash deposits through Green Dot locations
  • Unlimited transactions — no minimum balance required
  • Deposit checks from the BlueVine mobile app
  • Friendly customer support

CONS

  • Expensive cash deposits — $4.95 per deposit
  • No branches — all online

Or, read our full BlueVine Business Checking Review

Best Brick-and-Mortar Bank: Chase Bank

If you are operating a business that makes frequent large cash deposits, like a retail or restaurant business, Chase is the bank you should check out. They are a good fit for businesses that handle a lot of cash transactions and for businesses that operate multiple physical locations. Chase has more than 4,700 brick-and-mortar locations nationally. Chase also offers several competitive account options that are tailored to different business sizes.

Here is a quick summary of what Chase offers:

  • Access to over 16,000 Chase ATMs and more than 4,700 Chase branch locations
  • Low fees when opening an account
  • Several opportunities to waive monthly fees
  • Variety of packages tailored to different business sizes
  • Higher interest rates and other benefits if you link multiple accounts together
  • User-friendly website and mobile app

To open a business checking account with Chase, you'll need to visit their website or go to a branch and fill out an application and submit your business formation documents, tax ID number/Employer Identification Number (EIN), driver’s license, or state-issued ID card, and other basic personal and business information.

Extra perks: Chase offers several business checking account types. What’s more, they offer a couple of business savings accounts too. Each account they offer is designed to help different types of businesses operating under different circumstances.

PROS

  • More than 4,700 branch locations, over 16,000 ATMs
  • Largest US bank, most assets
  • Numerous business bank account types, lots of versatility
  • Great mobile app and website
  • Several ways to eliminate fees
  • 24/7 customer service

CONS

  • Business savings account interest rates are on the lower end.
  • Premium business checking is expensive — their Platinum Business Checking account costs approximately $95 per month

Best Bank for SBA 7(a) Loans: Wells Fargo

If you’re a business that needs funding or suspects that at some point you’ll need a business loan, then you may want to consider a bank that specializes in small business lending — specifically Small Business Administration (SBA) 7(a) loans. We did some research and found that the largest bank, Wells Fargo, is one of the best banks to do business with if you’re trying to get approved for an SBA 7(a) loan. For small businesses, Wells Fargo offers what they call Simple Business Checking.

Here is a quick summary of their small business bank account:

  • The first 50 transactions are free
  • Included per fee period at no charge
  • The first $3,000 in cash deposits processed per fee period at no charge
  • Text and mobile banking
  • Access to their National Business Banking Center (i.e., their Small Business Customer Service phone center)

You can conveniently open a business bank account online with Wells Fargo. Just fill out the online application once you have gathered together the following:

  • A valid Wells Fargo Online Banking username and password
  • Social Security number
  • Business tax identification number
  • Valid driver’s license or state ID
  • US State or Territory business registration information. They do not accept applications for businesses formed outside of the United States unless the business is in a US Territory.
  • $25 opening deposit

Extra perks: Wells Fargo offers additional business products, such as SBA 7(a) loans and credit cards. You can also take advantage of Card Studio Design, a free service that lets you customize your business debit card with your business logo and tag line. When your business is ready, you can also apply for a merchant account and payroll services.

PROS

  • 8,700 branches and 13,000 ATMs
  • Four different business checking accounts, lots of flexibility
  • Numerous ways to eliminate fees altogether
  • Perks when you link a business credit card to your business checking account, cash back, etc.

CONS

  • Savings account rates are lower than average
  • Mobile app issues reported by customers

Best No-Fee Business Bank Account: US Bank

A no-fee bank account may be what you’re looking for if you’re a startup business with few expected monthly transactions. There are plenty of banks that offer no-fee accounts, but one stands out above the rest: US Bank. What makes US Bank different from most other no-fee bank accounts is the sheer size of the bank. US Bank is the fifth-largest bank in the United States, making it a great choice for businesses located in the midwest or western parts of the United States. US Bank has 2,895 branches spread across 26 states.

Here is a quick summary of their no-fee small business checking account (Silver Business Checking bank account):

  • Mobile banking with bill pay
  • Merchant account services to accept credit cards
  • Check fraud prevention
  • Remote check deposits
  • Overdraft protection

You can open a US Bank business checking account online or by visiting a physical branch location. To open a US Bank business bank account, you’ll need the following:

  • Your business’s EIN or tax ID number (sole proprietors can use the owner’s Social Security number)
  • Articles of Incorporation, Articles of Organization, or a charter or a similar legal document that indicates when your company was formed (not required for sole proprietors)
  • Government-issued photo ID and Social Security number for you and anyone else authorized to sign checks or make transactions on behalf of your organization

For extra perks, US Bank offers additional features for its Silver Business checking account, such as:

  • 125 free transactions per statement cycle
  • 25 free cash deposits per statement cycle
  • 50% discount on first check order up to $50
  • 50% discount on Gold Personal Package checking monthly maintenance fee

PROS

  • Great mobile banking app
  • No minimum requirements for free checking
  • Lots of locations across the midwest and western half of the US

CONS

  • Hefty fees, including overdraft, transfer, and cash deposit limit fees
  • Fewer features than some competing banks offer

Small Business Banking FAQ

Why you need a business bank account?

There are lots of reasons why you need a business bank account. The top reasons to have a business bank account are to safeguard your limited liability protections, so you don't pierce the corporate veil. Moreover, you want to have a business bank account to build business credit and have a way to collect and protect your business income.

We like BlueVine for online business banking. Their online business checking account provides a 1% interest rate if you keep a balance of $1000 in the account.

Visit our BlueVine review to learn more about why we rank BlueVine #1 for online businesses.

Is Bank of America a good bank for small business?

They didn't make our top 5 but Bank of America is a nationally branded bank and has branch locations near restaurants and retail locations, making it a good overall bank for businesses that take in a lot of cash. Having a branch near to your restaurant or retail store will make it easier and safer to drop off those daily cash deposits.

Who has the best small business checking account?

The best small business checking account will be the bank that offers you the specific features you need to run your business successfully, plus a bank that offers the fewest fees and highest interest rates. It is wise to check around in your local neighborhood, but if you're thinking of operating an online business BlueVine is likely to be the best option.

Are credit unions better for business accounts?

Credit unions are not necessarily better. Credit unions do typically offer better rates and have fewer fees, but they may come with fewer features. For this reason, we recommend you weigh the pros and cons and decide if a credit union is your best option or not.

Which bank is best for LLC?

We advise small businesses to start limited liability companies (LLCs) when starting a business. We can teach you exactly how to start an LLC to save you some money and we make the process of forming an LLC easy. The best bank for an LLC is going to largely depend on your business's needs.

Which business account is best?

The word "best" is relative at best. If you want a bank account that meets every need for your small business, you may be shopping around for a long time. We would have you consider doing some introspection and deciding the top most important features you require in a bank and narrowing down your choices until you find the single best bank that will help your business the most.

What should a small business look for in a bank account?

A small business should determine what their unique needs are and then match a bank that meets those needs. For example, if you operate an online-only business, it is best to go with an online bank like BlueVine because they'll give you better rates, fewer fees, and you'll get unlimited transactions.

Do I need a small business accountant? 

Every business can benefit from hiring a small business accountant service. Not only can an accountant potentially save you thousands of dollars on taxes; they can help manage your business bookkeeping and issue payroll, saving you time and money. Speak with a business accountant today to find out how much money your business can save. 

Источник: https://howtostartanllc.com/reviews/best-banks-for-small-business

Newest Chase Promotions, Bonuses, Offers and Coupons: November 2021

Banking / Banks

Chase bank promotions

Getting free money is easier than you might think. One way is by cashing in on bank account sign-up bonuses, such as those offered at Chase. You can earn hundreds of dollars, which you can use to jump-start or boost your savings balance.

If you’ve been considering opening an account at Chase, now may be a good time to check out the bank’s current offers. Read on to explore Chase bank promotions for November 2021.

Checking Account Promotions

If you’re a student, a business owner or just in the market for a new checking account bonus, Chase has something for you in November.

Chase Secure Banking Offer: $100 Bonus

Chase Secure Banking’s settings mean you won’t overdraw your account, meaning you’ll save big if you typically end up paying overdraft fees. It comes with a monthly fee of $4.95, but there are no check-cashing fees, no fees on money orders or cashier’s checks and no fees to pay bills through Chase Online Bill Pay or to send money through Zelle.

  • Cash value: $100
  • Minimum deposit to qualify: N/A
  • Expiration date: Jan. 19, 2022
  • How to get it: Open a new Chase Secure Banking account either online through the offer page or in-branch (request a coupon via email through the offer page to apply at a branch) and make 10 qualifying transactions within 60 days of enrolling in the offer. Qualifying transactions include making debit card purchases, paying bills online through Online Bill Pay, using Chase QuickDeposit or sending or receiving money through Zelle.
  • When you’ll get it: Within 15 days of making the qualifying transactions
  • Terms and conditions: Must be a new Chase checking customer who has not closed a Chase checking account in the past 90 days or closed one with a negative balance in the past three years. You can’t have claimed another coupon bonus in the past two years, and only one bonus is available per customer. Your account must be open and not restricted to receive the bonus.
  • Monthly fees: $4.95
  • Promotion page: Chase Secure Banking $100 bonus offer

Chase Total Checking: $225 Bonus

Signing up for a new Chase Total Checking account can net you a $225 bonus through mid-January. Read on for the full picture:

  • Cash value: $225
  • Minimum deposit to qualify: N/A
  • Expiration date: Jan. 19, 2022
  • How to get it: Open a new Chase Total Checking account through the offer page and receive a direct deposit of your paycheck, pension or government benefits within 90 days of opening.
  • When you’ll get it: Within 15 days of receiving a qualifying direct deposit
  • Terms and conditions: You can’t have an existing Chase checking account, have closed one within the last 90 days, or have closed an account with a negative balance in the last three years. Closing your account within six months will lead to Chase recouping the bonus.
  • Monthly fees: The Chase Total Checking account comes with a $12 monthly fee, which can be waived by receiving at least $500 in electronic deposits in a month, having a balance of $1,500 at the beginning of each day, or maintaining a combined average balance of $5,000 across eligible Chase accounts daily.
  • Promotion page: Chase Total Checking bonus offer

Chase College Checking: $100 Bonus

College students between the ages of 17 and 24 will want to check out this offer, which gives a free C-note for opening a new student checking account. Get the details:

  • Cash value: $100
  • Minimum deposit to qualify: N/A
  • Expiration date: Jan. 19, 2022
  • How to get it: Make 10 qualifying transactions in your new College Checking account within 60 days of applying the coupon. Qualifying transactions include debit card purchases, online bill payments, Zelle and ACH credits, mobile deposits and checks paid.
  • When you’ll get it: Within 15 days of making the qualifying transactions
  • Terms and conditions: To qualify for the College Checking account, you must be between 17-24 years old, show a valid student ID or proof of college enrollment/acceptance and provide an expected graduation date.
  • Monthly fee: For college students between the ages of 17 and 24, there’s no monthly fee from the time of opening the account until graduation, for up to five years.
  • Promotion page:Chase College Checking bonus offer

Chase Business Complete Checking Offer: Up To $350 Bonus

Chase is currently offering up to $300 if you open a new business checking account. You can enroll in the coupon and open a Chase Business Complete Checking account through the offer page. Chase Performance Business Checking (or Chase Performance Business Checking with Interest) and Chase Platinum Business Checking are also eligible, but must be opened in-branch.

  • Cash value: $300
  • Minimum deposit to qualify: $2,000 to get a $300 bonus 
  • Expiration date: Jan. 19, 2021
  • How to get it: To be eligible for the $300 bonus, open a new Chase business checking account promotion Business Complete Checking account through the offer page and fund it with at least $2,000 in new-to-Chase funds within 30 days of coupon enrollment. Then, maintain a balance of at least $2,000 for the next 60 days. Additionally, you must make five qualifying transactions, which include debit card purchases, mobile deposits, ACH credits and wires (debits and credits) within the first 90 days of opening your account. 
  • When you’ll get it: Within 15 days of completing the qualifying requirements
  • Terms and conditions: Must not currently be a Chase business checking customer or have closed an account within the last 90 days or with a negative balance in the past three years. Not for government entities, nonprofits, political action committees or campaign accounts.
  • Monthly fee: The Chase Business Complete Checking account has a monthly fee of $15, but it can be waived a variety of ways, including maintaining an average beginning daily balance of $2,000 or spending at least $2,000 on your linked Chase Ink Business Card. For full details on waiving the fee, refer to the offer page.
  • Promotion page:Chase Business Complete $300 Checking offer

Credit Card Promotions

Chase is known for its credit cards, so read on for the best offers for new cardholders in September, plus ways you can boost your bonus by referring friends.

Chase Sapphire Preferred Credit Card: 60,000 Bonus Points ($750 Value)

The Chase Sapphire Preferred credit card lets you earn double points on dining, grocery store and travel purchases. Redeem the points for travel to get 25% more value, or use them as a statement credit to reduce your balance. New cardholders get even more: 60,000 bonus points if they meet spending requirements. Here’s more:

  • Cash value: $750
  • Minimum spend to qualify: $4,000
  • Expiration date: N/A
  • How to get it: Open a new Chase Sapphire Preferred credit card and use the card to make at least $4,000 in purchases within the first three months.
  • When you’ll get it: Six to eight weeks after qualifying for bonus
  • Terms and conditions: This offer is available to new Chase Sapphire cardmembers who have not received a bonus in the last 48 months.
  • Annual fee: $95
  • Promotion page:Chase Sapphire Preferred bonus offer
  • Boost your bonus: Chase Sapphire Preferred has a referral bonus of 20,000 bonus points per friend referred, up to 100,000 bonus points a year.

Chase Freedom Flex and Freedom Unlimited: 20,000 Bonus Points ($200 Value)

These two cards offer a similar bonus structure, with cash back varying by category. Chase Freedom Jp morgan google has 5% cash back up to $1,500 on rotating quarterly categories, plus 5% cash back on travel booked through Chase, 3% cash back on dining and drugstores and 1.5% cash back on all other purchases, while the Freedom Unlimited card has the same bonus structure minus the rotating categories. Additionally, both have no annual fee and offer a 0% introductory APR on purchases for the first 15 months.

The low spend to receive the bonus could be worth exploring if you’re in the market for a new credit card. Plus, both cards are currently offering 5% cash back on grocery purchases (excluding Target and Walmart) if you’re looking for another incentive to sweeten the deal.

  • Cash value: $200
  • Minimum spend to qualify: $500
  • Expiration date: N/A
  • How to get it: Open a new Chase Freedom Flex or Freedom Unlimited credit card and make $500 in purchases within three months of account opening.
  • When you’ll get it: Six to eight weeks after qualifying
  • Terms and conditions: You must not currently hold the card or have previously received an opening bonus for the card in the past 24 months. Balance transfers, fees, interest and various other transactions do not count as purchases (see the offer page for details).
  • Annual fee: $0
  • Promotion pages:
  • Boost your bonus: Referring a friend who opens any Freedom card can get you a $100 cash-back bonus, up to $500 per year.

Chase Ink Business Unlimited Credit Card: 75,000 Bonus Points ($750 Value)

The Chase Ink Business Unlimited credit card lets you earn 1.5% cash-back rewards on purchases. Redeem the rewards for cash back, travel and gift cards. Build your rewards balance faster with complimentary employee cards and enjoy zero liability protection. New customers can receive $750 cash back, plus 0% APR on purchases for the first 12 months. Here’s how:

  • Cash value: $750
  • Minimum spend to qualify: $7,500
  • Expiration date: N/A
  • How to get it: Apply for a new Ink Business Unlimited credit card and make at least $7,500 in purchases within 90 days.
  • When you’ll get it: Six to eight weeks after meeting requirements
  • Terms and conditions: The account must be open and in good standing to receive the bonus points. Qualifying purchases do not include balance transfers, wire transfers or cash advances. The account must be open and not in default to receive the bonus.
  • Annual fee: $0
  • Promotion page:Ink Business Unlimited credit card bonus offer
  • Boost your bonus: Ink Business cards have a referral bonus of 20,000 points per business, up to five per year. That’s up to 100,000 bonus points.

Chase Ink Business Cash Credit Card: 75,000 Bonus Points ($750 Value)

With the Chase Ink Business Cash credit card, you’ll earn up to 5% cash back on purchases made in select categories. The card has no pere ubu moon unit fee and comes with free employee cards. New best home remedy for gout attack holders also can qualify for a bonus worth $750 and 0% APR on purchases for the first 12 months. Here’s how:

  • Cash value: $750
  • Minimum spend to qualify: $7,500
  • Expiration date: N/A
  • How to get it: Open a new Ink Business Cash credit card account and make $7,500 in purchases within the first three months.
  • When you’ll get it: Within six to eight weeks after meeting requirements
  • Terms and conditions: The account must be open and in good standing to receive the bonus points. Qualifying purchases do not include cash advances, balance transfers and purchases made with convenience checks.
  • Annual fee: $0
  • Promotion page: Ink Business Cash credit card bonus offer

Chase Refer-A-Friend: Up To $500 Bonus

If you’re already a Chase customer, you can earn extra cash by referring others to open an account. You don’t need any Chase coupons, but you do need to sign up to receive a referral link to share with your friends and family members. You can earn $50 for each qualifying referral — up to $500 per year. Here’s more.

  • Cash value: Up to $500
  • Minimum spend to qualify: N/A
  • Expiration date: None
  • How to get it: Complete the online form rockland federal credit union jobs receive a link to share with friends. Referrals must use the link to open the account.
  • When you’ll get it: Within 30 days of the referred person meeting requirements
  • Terms and conditions: Accounts are subject to approval. Both your account and your referral’s account must be open at the bonus payment time.
  • Monthly fee: N/A
  • Promotion page: Chase Refer-A-Friend bonus offer

Is Chase the Right Bank for You?

Chase bonuses can be lucrative if you meet the qualifications to open an account and earn the bonus. But that shouldn’t be the only reason you open an account. It’s more important to find a bank that offers products and services that meet your financial needs. Chase is a large, national bank with plenty of branches and convenient ATMs. If you can meet the requirements to avoid hefty fees, it may be worth a second look chase business checking account promotion what Chase offers.

Jared Nigro contributed to the reporting for this article.

Information on promotions is accurate as of Nov. 3, 2021. Additional requirements may apply. Offers and terms are subject to change.

This article has been updated with additional reporting since its original publication.

Editorial Note: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.

  • Newest Chase Promotions, Bonuses, Offers and Coupons: November 2021 Newest Discover Bank Promotions, Bonuses, Offers and Coupons: September 2021
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Источник: https://www.gobankingrates.com/banking/banks/best-chase-bank-account-promotions/

Get $300 for Opening a Dividend Business Checking Account!

Open Account [PDF]    Schedule Appointment

Business membership with Provident means being part of a financial cooperative with benefits in the form of better dividend rates, no monthly fees, and unlimited transactions bank of america workday deposits — to name a few.

Open a Dividend Business Checking account with us and get a $300 bonus!122 Be sure to enter promo code 9982.

To earn the $300 New Account Bonus, simply do these three things for two months, starting the month following your account opening

  • At least $2,500 in total deposits to a Dividend Business Checking Account within the first 60 days of account opening

  • Make purchases of $400 or more using a Provident Business debit and/or credit card155

  • Enroll in online banking and e-Document with a chase business checking account promotion email address
     

Dividend Business Checking Features:

  • Competitive tiered rate of dividends

  • Business debit card

  • Business checks

  • Overdraft Transfer Protection004

  • No monthly or annual fees

  • No monthly deposit and withdrawal limit

  • No monthly cash limits

  • Free online and mobile banking, e-Deposit126, bill pay, transfers, and much more
     

Provident Business Rewards Visa® Credit Card

Simplify bookkeeping and control expenses with no restrictions and no annual or foreign transaction fees. Plus, earn 1 point for every dollar spent on everything! Redeem points earned at CURewards.com. Credit limits up to $50,000.

Learn More
 

Non-profit Accounts

Provident Credit Union is committed to supporting nonprofit organizations in reaching their mission by providing financial services that support the unique needs of charitable institutions. Serving the banking needs of nonprofits is just one way Provident Credit Union supports the efforts of these organizations to build stronger communities.
 

Open Account

All business accounts must be opened at a Provident Community Branch. Use the Business Account Application [pdf] to get started. Then schedule an appointment at a Provident branch to meet with a Provident representative. Remember to use promo code 9982 to receive your $300 bonus.

Use this easy reference guide [pdf] for information and documents you need to open your business accounts.

Open Account [PDF]   Schedule Appointment   Document Checklist

Disclosures

  • 004) Traditional overdraft only. In the event of an overdraft, if you have selected certain accounts to be used for overdraft and the funds are available, they are automatically transferred from your other accounts.  Restrictions apply. (Click for details). Courtesy Pay Overdraft is not available for this account.
  • 122) The minimum deposit to open a Dividend Business Checking account is $100.00. Business Savings account required to open a Dividend Business Checking account. No dividends are paid on balances below the balance minimum specified for the lowest balance tier. See rate sheet. See service charge schedule for a complete list of fees. You must be a new business member, 18 or older and reside in California. You are not eligible if you are a current owner on a Provident Credit Union business account or if you have been an owner on a Provident Credit Union business account within the last six months. One New Business Account Bonus per business. To be eligible, you must open a Dividend Business Checking Account. All other checking accounts are not eligible for the bonus. New Business Account Bonus offer may expire anytime.

    The minimum balance for the Business Membership Savings account is $5.00. You must fund your Business Checking account within the first 60 days of account opening with a minimum deposit of $100. If you fail to fund your Checking account within the first 60 days you are no longer eligible for the New Business Account Bonus and your account(s) will be closed.

    In order to qualify for your New Business Account Bonus your account must be active and in good standing for two consecutive months following the month that your Dividend Business Checking account is opened. All qualifying purchases and transactions referred to as "per month" or "monthly" only count towards the requirement of the month in which they POST, which will be on a business day (Monday – Friday) and may take one or more business days from the purchase/transaction date.

    Your account is deemed eligible by: (1) making purchases of $400 or more using a debit and or credit card per month, AND (2) make $2,500 in total deposits to your Dividend Business Checking Account within 60 days of account opening, AND (3) enrolling in Provident's online banking service and e-Documents with valid email address. If your account remains inactive after 90 days from account opening you are no longer eligible for the New Business Account Bonus.

    Your account is in good standing if you: (1) demonstrate responsible account management—such trailer homes for rent in tracy ca making regular deposits to bring your account to a positive end of day balance at least once every 30 days (including the payment of all credit union fees and charges); (2) avoid excessive overdrafts; (3) there are no legal orders, levies or liens against your account.

    New Business Account Bonus: We generally pay the New Business Account Bonus by crediting your Provident Credit Union Dividend Business Checking account. If Provident funded your savings account at account opening, you will receive the difference between your initial $5.00 Savings account bonus and the stated bonus within 120 days of account opening. We may report the value of the New Business Account Bonus to the IRS and any applicable taxes are the responsibility of the member.

     

  • 126) Members must meet all of the eligibility criteria in order to have access to the e-Deposit service.
  • 155) Automatic or electronic payments using your checking account and routing number are not considered purchases. By providing your payee with your debit or credit card number, your posted automatic payments will be counted as eligible purchases. Some bill payments will meet the monthly requirement for an ACH debit or credit transaction. Debit card cashback amounts, cash advances on credit cards, and checks do not count towards qualifications.

Join Provident

Learn more about how members receive excellent rates, incredible offers, and exceptional service.

Open an Account

Business Savings Account

Take your business onward and upward

Learn More

Provident Business Visa

Simplify bookkeeping and earn unlimited reward points

Apply
Источник: https://providentcu.org/products/checking-accounts/business-checking/bonus

Best Banks for Small Business in 2021

Best Banks for Small Business

Top 5 Bank Accounts Compared Image

Our Approach:

Selecting the best business bank account for your small business comes down to four things:

  • Type of business you have
  • Needs of your business
  • Bank requirements
  • Other perks

In this review, we’ll look at some of the best national banks for small business and figure out what makes them the top choice for different types of businesses.

Our Top 5 Best National Banks for 2021:

  • Navy Federal Credit Union is the best credit union business banking option. NFCU provides members with higher interest rates and no monthly service fee.

  • BlueVine is our choice for best online bankThey charge zero fees and offer unlimited monthly transactions. Online businesses operating 24/7 can bank without unexpected fees.

  • Chase Bank is our pick for best brick-and-mortar bank, especially for businesses with a large number of cash deposits. Chase has conveniently located branches, variable fees, and tailored checking options.

  • Wells Fargo is our pick for best bank for businesses needing an SBA 7(a) loan as they are experts in processing SBA 7(a) loans.

  • US Bank offers the best no-fee business checking account and is helpful to businesses that have only a few monthly transactions but need a large regional bank.
The Truic Flame Logo

Recommended:BlueVine is an online bank with free business checking and no monthly fees.

Best Discover bank atm card Union: Navy Federal Credit Union

Navy Federal offers several business bank accounts for businesses of any size. They offer three checking accounts, two business savings accounts, and business Certificates of Deposit (CDs).

The only drawback to opening a bank account with Navy Federal is that you’ll need to have a personal checking account there and in order to get one, you must have a miliary affiliation. This may be deemed advantageous, though, considering credit unions generally offer higher interest rates and lower fees than banks. Navy Federal offers .05% interest on their lowest tier business checking account. Most banks offer no interest on their lowest tier checking accounts.

Here is a quick summary of their small business checking account:

  • .05% interest rate
  • First 30 non-electronic transactions included; $0.25 per transaction after that
  • No monthly service fee
  • Two signers

To open a business checking account with Navy Federal, you will need to complete several steps:

  1. Ensure all owners have a personal account with Navy Federal Credit Union.
  2. Download and complete a Business Solutions application.
  3. Download and complete a Beneficial Owner form.
  4. Gather all required documents.
  5. Call 1-877-418-1462 between the hours of 9 a.m. to 5 p.m., ET (expect to spend an hour on the phone).

Extra perks: Navy Federal offers additional business products, such as loans and credit cards. On their website, they have a section dedicated to helping businesses based on where they’re at in their growth cycle.

PROS

  • Higher interest rates than most banks
  • Fewer fees or service charges on accounts
  • More than 30,000 fee-free ATMs

CONS

  • Must be a member — requires military affiliation to join
  • Few branch locations
  • Low interest rates compared to online-only banks

Best Online Bank: BlueVine

BlueVine is an online bank you should check out. They are a good fit for businesses that don’t handle a lot of cash transactions and that are likely to need a business loan at some point. BlueVine started as a small business lender before transitioning over to the business banking space. They do both well.

Here is a quick summary of their Online Business Checking account:

  • No monthly, non-sufficient funds (NSF), or incoming wire fees
  • Unlimited transactions, no minimum balance required
  • 1.0% interest when your balance is at least $1,000
  • Pay vendors and bills by Automated Clearing House (ACH), wire, or check
  • 38,000+ ATMs, no fees
  • Dedicated live support

To open up a business checking account with BlueVine, you will need to visit their website to fill out an online application and submit your business formation documents, tax id number/EIN, and other basic information.

Extra perks: BlueVine offers a unique bill pay service called BlueVine Payments. With this service, you can use a credit card to pay vendors or anyone, and BlueVine will pay them on your behalf by cutting them a check or issuing an ACH payment. The fee for this service is 2.9%.

PROS

  • Offers great business loans
  • Earn 1% interest on balances over $1,000
  • No fees — except for cash deposits through Green Dot locations
  • Unlimited transactions — no minimum balance required
  • Deposit checks from the BlueVine mobile app
  • Friendly customer support

CONS

  • Expensive cash deposits — $4.95 per deposit
  • No branches — all online

Or, read our full BlueVine Business Checking Review

Best Brick-and-Mortar Bank: Chase Bank

If you are operating a business that makes frequent large cash deposits, like a retail or restaurant business, Chase is the bank you should check out. They are a good fit for businesses that handle a lot of cash transactions and for businesses that operate multiple physical locations. Chase has more than 4,700 brick-and-mortar locations nationally. Chase also offers several competitive account options that are tailored to different business sizes.

Here is a quick summary of what Chase offers:

  • Access to over 16,000 Chase ATMs and more than 4,700 Chase branch locations
  • Low fees when opening an account
  • Several opportunities to waive monthly fees
  • Variety of packages tailored to different business sizes
  • Higher interest rates and other benefits if you link multiple accounts together
  • User-friendly website and mobile app

To open a business checking account with Chase, you'll need to visit their website or go to a branch and fill out an application and submit your business formation documents, tax ID number/Employer Identification Number (EIN), driver’s license, or state-issued ID card, and other basic personal and business information.

Extra perks: Chase offers several business checking account types. What’s more, they offer a couple of business savings accounts too. Each account they offer is designed to help different types of businesses operating under different circumstances.

PROS

  • More than 4,700 branch locations, over 16,000 ATMs
  • Largest US bank, most assets
  • Numerous business bank account types, lots of versatility
  • Great mobile app and website
  • Several ways to eliminate fees
  • 24/7 customer service

CONS

  • Business savings account interest rates are on the lower end.
  • Premium business checking is expensive — their Platinum Business Checking account costs approximately $95 per month

Best Bank for SBA 7(a) Loans: Wells Fargo

If you’re a business that needs funding or suspects that at some point you’ll need chase business checking account promotion business loan, then you may want to consider a bank that specializes in small business lending — specifically Small Business Administration (SBA) 7(a) loans. We did some research and found that the largest bank, Wells Fargo, is one of the best banks to do business with if you’re trying to get approved for an SBA 7(a) loan. For small businesses, Wells Fargo offers what they call Simple Business Checking.

Here is a quick summary of their small business bank account:

  • The first 50 transactions are free
  • Included per fee period at no charge
  • The first $3,000 in cash deposits processed per fee period at no charge
  • Text and mobile banking
  • Access to their National Business Banking Center (i.e., their Small Business Customer Service phone center)

You can conveniently open a business bank account online with Wells Fargo. Just fill out the online application once you have gathered together the following:

  • A valid Wells Fargo Online Banking username and password
  • Social Security number
  • Business tax identification number
  • Valid driver’s license or state ID
  • US State or Territory business registration information. They do not accept applications for businesses formed outside of the United States unless the business is in a US Territory.
  • $25 opening deposit

Extra perks: Wells Fargo offers additional business products, such as SBA 7(a) loans and credit cards. You can also take advantage of Card Studio Design, a free service that lets you customize your business debit card with your business logo and tag line. When your business is ready, you can also apply for a merchant account and payroll services.

PROS

  • 8,700 branches and 13,000 ATMs
  • Four different business checking accounts, lots of flexibility
  • Numerous ways to eliminate fees altogether
  • Perks when you link a business credit card to your business checking account, cash back, etc.

CONS

  • Savings account rates are lower than average
  • Mobile app issues reported by customers

Best No-Fee Business Bank Account: US Bank

A no-fee bank account may be what you’re looking for if you’re a startup business with few expected monthly transactions. There are plenty of banks that offer no-fee accounts, but one stands out above the rest: US Bank. What makes US Bank different from most other no-fee bank accounts is the sheer size of the bank. US Bank is the fifth-largest bank in the United States, making it a great choice for businesses located in the midwest or western parts of the United States. US Bank has 2,895 branches spread across 26 states.

Here is a quick summary of their no-fee small business checking account (Silver Business Checking bank account):

  • Mobile banking with bill pay
  • Merchant account services to accept credit cards
  • Check fraud prevention
  • Remote check deposits
  • Overdraft protection

You can open a US Bank business checking account online or by visiting a physical branch location. To open a US Bank business bank account, you’ll need the following:

  • Your business’s EIN or tax ID number (sole proprietors can use the owner’s Social Security number)
  • Articles of Incorporation, Articles of Organization, or a charter or a similar legal document that indicates when your company was formed (not required for sole proprietors)
  • Government-issued photo ID and Social Security number for you and anyone else authorized to sign checks or make transactions on behalf of your organization

For extra perks, US Bank offers additional features for its Silver Business checking account, such as:

  • 125 free transactions per statement cycle
  • 25 free cash deposits per statement cycle
  • 50% discount on first check order up to $50
  • 50% discount on Gold Personal Package checking monthly maintenance fee

PROS

  • Great mobile banking app
  • No minimum requirements for free checking
  • Lots of locations across the midwest and western half of the US

CONS

  • Hefty fees, including overdraft, transfer, and cash deposit limit fees
  • Fewer features than some competing banks offer

Small Business Banking FAQ

Why you need a business bank account?

There are lots of reasons why you need a business bank account. The top reasons to have a business bank account are to safeguard your limited liability protections, so you don't pierce the corporate veil. Moreover, you want to have a business bank account to build business credit and have a way to collect and protect your business income.

We like BlueVine for online business banking. Their online business checking account provides a 1% interest rate if you keep a balance of $1000 in the account.

Visit our BlueVine review to learn more about why we rank BlueVine #1 for online businesses.

Is Bank of America a good bank for small business?

They didn't make our top 5 but Bank of America is a nationally branded bank and has branch locations near restaurants and retail locations, making it a good overall bank for businesses that take in a lot of cash. Having a branch near to your restaurant or retail store will make it easier and safer to drop off those daily cash deposits.

Who has the best small business checking account?

The best small business checking account will be the bank that offers you the specific features you need to run your business successfully, plus a bank that offers the fewest fees and highest interest rates. It is wise to check around in your local neighborhood, but if you're thinking of operating an online business BlueVine is likely to be the best option.

Are credit unions better for business accounts?

Credit unions are not necessarily better. Credit unions do typically offer better rates and have fewer fees, but they may come with fewer features. For this reason, we recommend you weigh the pros and cons and decide lego f 14 tomcat a credit union is your best option or not.

Which bank is best for LLC?

We advise small businesses to start limited liability companies (LLCs) when starting a business. We can teach you exactly how to start an LLC to save you some money and we make the process of forming an LLC easy. The best bank for an LLC is going to largely depend on your business's needs.

Which business account is best?

The word "best" is relative at best. If you want a bank account that meets every need for your small business, you may be shopping around for a long time. We would have you consider doing some introspection and deciding the top most important features you require in a bank and narrowing down your choices until you find the single best bank that will help your business the most.

What should a small business look for in a bank account?

A small business should determine what their unique needs are and then match a bank that meets those needs. For example, if you operate an online-only business, it is best to go with an online bank like BlueVine because they'll give you better rates, fewer fees, and you'll get unlimited transactions.

Do I need a small business accountant? 

Every business can benefit from hiring a small business accountant service. Not only can an accountant potentially save you thousands of dollars on taxes; they can help manage your business bookkeeping and issue payroll, saving you time and money. Speak with a business accountant today to find out how much money your business can save. 

Источник: https://howtostartanllc.com/reviews/best-banks-for-small-business

Chase Business Complete Banking Bonus: $300 Sign-Up Offer

Find Chase business checking bonuses and promotions on this page. Get your Chase Business Complete BankingSM account coupon here.

The bonus amounts for this business checking account in the past have included $100, $200 and $300 promotional offers.

Being one of the nation’s largest banks, Chase offers a wide selection of banking services available to consumers throughout AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, KY, LA, MA, MI, NJ, NV, NY, OH, OK, OR, PA, TX, UT, VA, WA, WI, and WV.

Table of Contents

Chase Business Complete BankingSM account $300 Bonus

For business owners, enjoy a $300 bonus when you open a Chase Business Complete BankingSM or  eligible business checking account and meeting certain requirements.

  • What you’ll get: $300 Bonus
  • Eligible account: Chase Business Complete BankingSM account
  • Credit inquiry: Soft pull, which does not affect your credit
  • Where it’s available: Nationwide, Apply online or in-branch
  • How to earn it:
    • Get a coupon code from the offer page and open an eligible business checking account online or in-branch.
    • Deposit a total of $2,000 or more in new money into your new checking account within 30 business days of account opening.
    • Maintain at least $2,000 balance for 90 days from the date of deposit.
    • Complete 5 qualifying transactions within 60 days
  • When you’ll receive it: After all requirements are met, you’ll receive the bonus deposited into your account within 15 business days.

This business Chase Bank promotion is valuable to business owners. You can bank easy knowing that there are thousands of Chase branches and ATMs located throughout the U.S. Plus, you have the ability to use advanced online and mobile banking options.

(Expires 01/20/2022)

How To Earn The $300 Bonus

HOW TO EARN BONUSACCOUNT FEATURESHOW TO WAIVE MONTHLY FEEFINE PRINT
  • Open a new Chase Business Complete BankingSM account
  • Deposit a total of $2,000 or more in new money into your new checking account within chase business checking account promotion business days of opening the account
  • Maintain at least $2,000 balance for 60 days from the date of deposit.
  • The new money cannot be funds held by Chase or its affiliates.
  • Complete 5 qualifying transactions within 90 days
  • After you have completed all the above checking requirements, they’ll deposit the bonus in your new account within 15 business days.
  • Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
  • More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card
  • Built-in card acceptance. Accept card payments anytime, anywhere chase business checking account promotion the U.S., and get transparent pricing with Chase QuickAcceptSM.
  • Same-day deposits with QuickAcceptSM. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
  • Alerts to help you stay on top of your account activity.
  • Easy account management through Chase Business online and the Chase Mobile® app.
  • Unlimited electronic deposits, ACH and Chase Quick DepositSM.
  • Convenient access to 16,000 ATMs and more than 4,700 branches.

Chase Business Complete BankingSM account: $15 or $0 Monthly Service Fee. There’s no Monthly Service Fee when any of the following are met each monthly statement period:

  • Minimum Daily Balance of $2,000
  • Receive $2,000 in deposits from Quick Accept transactions or other eligible merchant services solutions
  • Chase Ink® Business credit card purchases of at least $2,000
  • Link a Chase Private Client Checking account
  • Provide valid, qualifying proof of military status (active or veteran)
  • You can receive only one new business checking account opening related bonus every two years from the last enrollment date and only one bonus per account.
  • Employees of JPMorgan Chase Bank, N.A.and their affiliates are not eligible.
  • Chase reserves the right to withdraw this offer at any time without notice.
  • Bonuses are considered interest and may be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

How Do I Apply?

Get your Chase Coupon Code for a $300 bonus. When applying, you’ll need to provide the following info to open an account:

  • Name and date of birth
  • Business address and details
  • Social Security or tax ID number
  • Driver’s license or other state-issued ID

Chase Business Checking Pros & Cons

  • Access and Security Manager – Delegate cash management activities to employees without giving up control or security.
  • Send and receive money – Access wire transfers, Chase QuickDepositSM, bill pay, mobile banking and more.
  • Easy access – Bank on the go with from an app or visit one of Chase’s ATMs and branches.
  • Military banking – Exclusive perks and waived fees for service members and veterans of the US military.
  • Hands-on support – Customer service is available 24/7 for help whenever you need it.
  • Waived fees – Get 100 free transactions a month, up to $5,000 in free cash deposits each statement cycle and unlimited free electronic deposits.
  • Overdraft fees – You’ll pay $34 for each transaction that overdraws your account.
  • Limited online eligibility – Only sole proprietors can open this account online.
  • Long processing times – Chase doesn’t process transactions on weekends, which can lead to longer processing time for transactions and payments.
  • Limited branch availability – Chase doesn’t operate branches in Hawaii, Kentucky, Louisiana, Massachusetts, Maine, Missouri, New Hampshire, Oklahoma, Rhode Island, Vermont or West Virginia.

Other Chase Business Checking Options

Asides from the Chase Business Checking Account, Chase also offers other business checking accounts. If  the Chase Business Checking Account is not right for you, check out these other accounts:

  • Chase Performance Business Checking. Designed for midsize businesses, this account allows for more fee-free transactions and large cash deposits.
  • Chase Platinum Business Checking. Ideal for larger businesses, this account allows even more transactions and large deposits, but with a higher monthly fee.

Conclusion

The Chase Business Complete BankingSM account is a great account for business owners. Designed to meet the needs of small businesses, the Chase Business Checking Account is the most affordable checking option.

On top of the $300 checking bonus, you will get to enjoy great account features  as well! This includes 100 free transactions and up to $5,000 free cash deposits each cycle. This  way you can put more energy into running your business. Just be aware of the fees.

However, if you are not interested, then be sure to see our complete list of Bank Business Bonuses and Chase Bank Bonuses for all your banking needs!Check back often for all the latest Chase Business Checking bonuses and coupons

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Filed under: Bank Bonuses, Chase Coupons, Featured

Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

About Anthony Nguyen

Anthony Nguyen, founder of Bankcheckingsavings.com, has a passion for finding the best deals, bank promotions, credit card offers, cash back, points & miles, and everything in bank of america onboarding portal. Contact Anthony for media/advertising.

Источник: https://www.bankcheckingsavings.com/chase-business-checking-bonus/

8 Best Business Bank Account Promotions & Offers – November 2021

Most of the best bank account promotions on the market right now cater exclusively to consumers. Indeed, many of the United States’ best online banks seem to favor personal account holders rather than business owners.

But not all banks give business owners short shrift. If you’re a small-business owner, solopreneur, or freelancer, you just need to know where to look to find potentially lucrative credit union and bank account bonuses and referral opportunities.

Let this list guide you to entrepreneur-friendly banks and credit unions hungry enough for your business to pay you for it.

Best Business Bank Account Bonuses (November 2021)

These are the best business bank promotions this month. Unless otherwise noted, all are available to businesses of all sizes, including sole proprietors and freelancers without formal incorporation.

However, business checking and savings accounts impose minimum balance requirements, monthly maintenance fees, and other requirements or restrictions that can impact their suitability.

And all accounts where can you pay bge bill be open and in good standing when the bonus is paid.


1. Chase Business Complete Banking (Chase Business Complete Checking) – $300 Bonus

Chase Bank Logo

A very attractive offer awaits Chase-curious entrepreneurs, including sole proprietors new to Chase Business Complete Banking: $300 for newChase Business Complete Checking customers who open an account online can you get cash from hsa card in-person and complete qualifying activities. This offer is valid through Jan. 20, 2022.

It’s not difficult to qualify for this opportunity. All you need to do is open a new Chase Business Complete Checking account with qualifying activities (described at the link above).

No minimum opening deposit is required. Once your Chase business checking account is open, you’ll have multiple ways to waive the $15 monthly service fee.

Chase has ATMs and branches in the following states: AZ, CA, CO, CT, DE, FL, GA, HI, ID, IL, Chase business checking account promotion, KY, LA, MA, MI, NV, NJ, NY, OH, OK, OR, TX, UT, WA, WV, WI. This offer is available online nationwide, except for residents of AK, HI, and Puerto Rico.

Apply Now


2. Axos Bank Basic Business Checking — $100 Cash Bonus

Axos Bank Logo

Open a newAxos Bank Basic Business Checking account by the offer end date using the promo code “EARN100” to earn a $100 welcome bonus. Here’s how it works:

  • Apply for your new Axos Bank Basic Business Checking account by the offer end date with a minimum opening deposit of $1,000.
  • Maintain an average daily balance of at least $5,000 during the first three months (new funds only).
  • You’ll receive your $100 cash bonus in your new checking account within five business days of your third statement cycle date.

This is a truly free business checking account with great perks for account holders.

For more information, read our Axos Bank review.

Learn More


3. Brex Cash — Up to 50,000 Bonus Points

Brex Logo

Open a newBrex Cash account and spend $3,500 in purchases within 30 days to earn 30,000 bonus points. Or spend $9,000 in purchases within 30 days to earn 50,000 bonus points — it’s up to you.

This is a truly fee-free business account that earns cash back on eligible purchases. So, you can look forward to no account fees or minimum daily balance requirements, a generous ongoing rewards program, and value-added perks worth $150,000.

Learn More

*Brex Treasury LLC is not a bank; Brex Cash is not a bank account.


4. NorthOne Business Banking (NorthOne Deposit Account)

Northone Logo 11 2 20

Open a newNorthOne Business Banking account (NorthOne deposit account) to take advantage of a limited-time bonus opportunity available exclusively to Money Crashers readers: one month of free business banking.

That’s a $10 value — NorthOne’s customary monthly maintenance fee for business banking customers. To get the bonus, simply open your account using the link above or below.

This offer expires April 26, 2022. It’s valid only for new customers who haven’t been approved for a NorthOne deposit account in the past 48 months. The account maintenance fee waiver doesn’t apply to other fees NorthOne may charge, such as overdraft, insufficient funds fees, and wire transfer fees.

Learn More


5. Huntington Unlimited Plus Business Checking — $750 Bonus Cash

Huntington Bank

Through March 7, 2022, you can earn a bonus worth $750 when you open a new Huntington Bank Unlimited Plus Business Checking account and complete qualifying activities. Here’s how it works: 

  • Open a new Unlimited Plus Business Checking account between Nov. 1, 2021, and March 7, 2022
  • Make cumulative new money deposits of at least $20,000 within 60 days of account opening
  • Keep your account open for a minimum of 90 days

After completing these qualifying activities, you should receive your $750 bonus in your account within 14 business days.

Moving forward, enjoy these great Unlimited Plus Business Checking benefits:

  • Unlimited transactions§ and up to $25,000 in cash or currency deposits monthly in-branch or at an ATM at no charge; $0.30 fee for each $100 after
  • Waived monthly maintenance fee with $50,000 in combined deposit relationship balances (otherwise, $40/month)#
  • Your choice of two additional bonus services, such as up to 25 returned deposit items per month and two free incoming domestic wires

Apply Now

Disclosures:

o To be eligible for the $750 cash bonus, business customer must open a new Huntington Business Checking 100, Unlimited Business, Unlimited Plus Business, Business Analyzed, Business Non Profit Analyzed, or Business Non Profit Interest Checking account by March 7, 2022 then make a minimum cumulative new money deposit into the new checking account of at least $20,000 within 60 days of account opening.
o “New money” is defined as money that is not currently on deposit in any Huntington account
(except maturing business CDs). Account must maintain an open status for at least 90 days
before it is eligible for the bonus payment. All new accounts subject to account opening approval
and account conversions are not eligible. An Early Account Closing Fee will apply to accounts
closed within 180 days of opening.

o Your $750 bonus will be deposited into your new checking account within 14 days of meeting the
above requirements. Your business checking account must remain in an open status to receive
the bonus.
o This offer is only available to new business checking customers. All existing Huntington business
checking customers, including those with business checking accounts closed within the last six
months, are not eligible. Public Fund/Government Banking dollars and Brokers are not eligible for
this offer.
o Cash bonus does not count towards the deposit requirement. This offer cannot be used in
combination with any other offer. For tax purposes, the bonus will be reported on IRS Form
1099-INT for the year in which you receive your bonus. Huntington reserves the right to limit an
individual business owner with multiple businesses to one account-related gift incentive per
rolling 12-month period across all deposit account relationships.

§A “transaction” is any combination of checks paid, deposit tickets, deposited checks (except those you process through a remote deposit scanner), incoming ACH debits and credits, debit card purchases and bill payment transactions made through Huntington’s Online Bill Pay service.

#The business can avoid the monthly checking maintenance fee ($20.00 for Unlimited Business Checking and $40.000 for Unlimited Plus Business Checking) for any statement period on this checking accountwhen the chase business checking account promotion keeps a total deposit relationship balance of at least $10,000 for the Unlimited Business Checking account and $50,000 for the Unlimited Plus Business Checking account in a combination of deposits held directly by us. Eligible deposits are this checking account and any other chase business checking account promotion, money market, savings, or certificate of deposit (CD) account(s) owned by the business, but deposits owned by separate legal entities (even those that share EINs or TINs) are not eligible. We figure the total relationship deposit balance each month by adding the average daily balance for all eligible deposit account balances of the business for the applicable statement period. We calculate the average daily balance by totaling the balances in your account from the end of each day in the applicable statement period and dividing that amount by the number of days in that period. However, for new accounts or closed accounts, we only count the number of days that the account was open during the applicable statement period for purposes of determining the average daily balance.


6. Huntington Unlimited Business Checking — $400 Bonus Cash

Huntington Bank

Now through March 7, 2022, you can earn a bonus worth $400 when you open a new Huntington Bank Unlimited Business Checking account and complete qualifying activities. Here’s how it works: 

  • Open a new Unlimited Business Checking account between Nov. 1, 2021, and March 7, 2022
  • Make cumulative new money deposits of at least $5,000 within 60 days of account opening
  • Keep your account open for a minimum of 90 days

After completing these qualifying activities, you should receive your $400 bonus in your account within 14 business days.

Moving forward, enjoy these great Unlimited Business Checking benefits:

  • Unlimited transactions§ and up to $10,000 in cash or currency deposits monthly in-branch or at an ATM at no charge; $0.30 fee for each $100 after
  • Waived monthly maintenance fee with $10,000 in combined deposit relationship balances (otherwise, $20/month)#
  • Your choice of one additional bonus service, such as two incoming domestic wire transfers per month

Apply Now

Disclosures:

o To be eligible for the $400 cash bonus, business customer must open a new Huntington Business Checking 100, Unlimited Business, Unlimited Plus Business, Business Analyzed, Business Non Profit Analyzed, or Business Non Profit Interest Checking account by March 7, 2022 then make a minimum cumulative new money deposit into the new checking account of at least $5,000 chase business checking account promotion 60 days of account opening.
o “New money” is defined as money that is not currently on deposit in any Huntington account
(except maturing business CDs). Account must maintain an open status for at least 90 days
before it is eligible for the bonus payment. All new accounts subject to account opening approval
and account conversions are not eligible. An Early Account Closing Fee will apply to accounts
closed within 180 days of opening.

o Your $400 bonus will be deposited into your new checking account within 14 days of meeting the
above requirements. Your business checking account must remain in an open status to receive
the bonus.
o This offer is only available to new business checking customers. All existing Huntington business
checking customers, including those with business checking accounts closed within the last six
months, are not eligible. Public Fund/Government Banking dollars and Brokers are not eligible for
this offer.
o Chase business checking account promotion bonus does not count towards the suntrust bank locations near me now requirement. This offer cannot be used in
combination with any other offer. For tax purposes, the bonus will be reported on IRS Form
1099-INT for the year in which you receive your bonus. Huntington reserves the right to limit an
individual business owner with multiple businesses to one account-related gift incentive per
rolling 12-month period across all deposit account relationships.

§A “transaction” is any combination of checks paid, deposit tickets, deposited checks (except those you process through a remote deposit scanner), incoming ACH debits and credits, debit card purchases and bill payment transactions made through Huntington’s Online Bill Pay service.

#The business can avoid the monthly checking maintenance fee ($20.00 for Unlimited Business Checking and $40.000 for Unlimited Plus Business Checking) for any statement period on this checking accountwhen the business keeps a total deposit relationship balance of at least $10,000 for the Unlimited Business Checking account and $50,000 for the Unlimited Plus Business Checking account in a combination of deposits held directly by us. Eligible deposits are this checking account and any other checking, money market, savings, or certificate of deposit (CD) account(s) owned by the business, but deposits owned by separate legal entities (even those that share EINs or TINs) are not eligible. We figure the total relationship deposit balance each month by adding the average daily balance for all eligible deposit account balances of the business for the applicable statement period. We calculate the average daily balance by totaling the balances in your account from the end of each day in the applicable statement period and dividing that amount by the number of days in that period. However, for new accounts or closed accounts, we only count the number of days that the account was open during the applicable statement period for purposes of determining the average daily balance.


7. Huntington Business Checking 100 — $100 Bonus Cash

Huntington Bank

For a limited time, take advantage of this opportunity to earn a $100 bonus when you open a Huntington Bank Business Checking 100 account and complete qualifying activities. Here’s how it works:

  • Open a new Business Checking 100 account between Nov. 1, 2021, and March 7, 2022
  • Make cumulative new money deposits of at least $2,000 within 60 days of account opening
  • Keep your account open for a minimum of 90 days

Complete these qualifying activities and you should receive your $100 bonus in your account within 14 business days.

Moving forward, enjoy these great Business Checking 100 benefits:

  • 100 monthly transactions§
  • Deposit up to $5,000 in cash or currency monthly in-branch or at an ATM#
  • Free 120-day trial of a fraud tool: Reverse Positive Pay
  • No monthly maintenance fee

Apply Now

Disclosures:

o To be eligible for the $100 cash bonus, business customer must open a new Huntington Business Checking 100, Unlimited Business, Unlimited Plus Business, Business Analyzed, Business Non Profit Analyzed, or Business Non Profit Interest Checking account by March 7, 2022 then make a minimum cumulative new money deposit into the new checking account of at least $2,000 within 60 days of account opening.
o “New money” is defined as money that is not currently on deposit in any Huntington account
(except maturing business CDs). Account must maintain an open status for at least 90 days
before it is eligible for the bonus payment. All new accounts subject to account opening approval
and account conversions are not eligible. An Early Account Closing Fee will apply to accounts
closed within 180 days of opening.

o Your $100 bonus will be deposited into your new checking account within 14 days of meeting the
above requirements. Your business checking account must remain in an open status to receive
the bonus.
o This offer is only available to new business checking customers. All existing Huntington business
checking customers, including those with business checking accounts closed within the last six
months, are not eligible. Public Fund/Government Banking dollars and Brokers are not eligible for
this offer.
o Cash bonus does not count towards the deposit requirement. This offer cannot be used in
combination with any other offer. For tax purposes, the bonus will be reported on IRS Form
1099-INT for the year in which you receive your bonus. Huntington reserves the right to limit an
individual business owner with multiple businesses to one account-related gift incentive per
rolling 12-month period across all deposit account relationships.

§A “transaction” is any combination of checks paid, deposit tickets, deposited checks (except those you process through a remote deposit scanner), incoming ACH debits and credits, debit card purchases and bill payment transactions made through Huntington’s Online Bill Pay service.

#Deposit up to $5,000 in cash or currency monthly in-branch or at an ATM at no charge; $0.30 fee for each $100 after.


8. PNC Bank Business Checking — Up to $500 Cash Bonus

Pnc Bank Logo

Open an eligible new PNC Bank business checking account (Business Checking or Business Checking Plus) by Dec. 31, 2021, for the opportunity to earn a $200 cash bonus. Here’s how the bonus offer works:

  • Open an eligible account by Dec. 31, 2021.
  • Maintain an average cycle balance (account balance) of $5,000 or more for each of the first three statement cycles.
  • Complete at least 20 total qualifying debit card transactions within the first three statement cycles.

Once you’ve completed the qualifying activities, you’ll receive a $200 cash bonus in your account within 90 days.

See the respective application pages for Business Checking and Business Checking Plus for more details on avoiding the monthly maintenance fees.

Alternatively, open a new Treasury Enterprise Plan or Analysis Business Checking account by Dec. 31, 2021, for the opportunity to earn a $500 bonus. All you need to do is maintain a minimum average balance of $30,000 throughout the first three statement cycles, and you’ll receive your bonus.

These offers are available nationwide. Limit one offer per customer.

Apply Now


Final Word

Most of the banks mentioned here do not cater to small-business owners chase business checking account promotion also offer consumer accounts — in some cases, generous and expansive lineups that include free checking accounts, rewards checking accounts, CDs with above-average rates, money market accounts, and high-yield savings accounts that might just keep your emergency fund on pace with inflation.

Others offer cash-back credit cards, among other types of rewards-laden spending aids for individuals.

This matters. After all, every business owner is a person too — one with personal money management needs. That means every business owner needs a personal checking account, among other key personal banking relationships.

If you’d like that relationship to involve the same bank you choose for your business banking needs, perhaps one of these promotions will seal the deal.

Источник: https://www.moneycrashers.com/best-business-bank-account-promotions/

Please read our Small Business Agreements and Disclosures. If you opened your deposit account online within the past 90 days, you may also review the original agreements and disclosures provided to you.

Minimum opening deposit of $25 is required. Accounts closed within 180 days charged $25. Other charges may apply.

Transactions processed through Treasury Services will be charged in accordance capital one online savings the agreed upon fee schedule.

The monthly Maintenance Service Charges for the KeyBank Basic Business Checking, KeyBank Business Interest Checking, and Key Business Reward Checking accounts can be avoided if any of the following balance requirements are met during the monthly statement period as follows:

  1. The Average Ledger Balance in your KeyBank Basic Business Checking account was $1,000.00 or more 
  2. The Daily Ledger Balance in your KeyBank Business Interest Checking account was $5,000.00 or more,
  3. The Average Ledger Balance in your Key Business Reward Checking account was $7,500.00 or more;

Or:

The Combined cycle-to-date Average Ledger Balance in all your accounts listed below during the monthly statement period were as follows:

The Combined cycle-to-date Average Ledger Balance in your KeyBank Basic Business Checking account was $10,000.00 or more

The Combined cycle-to-date Average Ledger Balance in your KeyBank Business Interest Checking account was $15,000.00 or more

The Combined cycle-to-date Average Ledger Balance in your Key Business Reward Checking account was $20,000.00 or more;

Accounts included to determine the combined cycle-to-date Average Ledger Balance include 1) any combination of business checking (excluding certain business accounts opened for the benefit of others), business savings and business certificates of deposit accounts within two business days prior to your primary business checking account statement cycle date; and/or 2) the outstanding balance of all commercial loans and lines of credit including your Business Cash Reserve credit account(s) (excluding balances past due 60 days or more) as of no more than five business days prior to your primary business checking account statement cycle date.

Additionally, if you are the sole owner* of your business, the list of account balances that may be combined to avoid the monthly Maintenance Service Charge on your primary business checking account includes all of the above business accounts and certain of your personal accounts as outlined below. You may avoid the monthly Maintenance Service Charge on your primary business checking account if the above mentioned combined cycle-to-date balance requirements are met for the respective business checking account.

Accounts included to determine the combined cycle-to-date Average Ledger Balance for sole proprietors include: 1) the combined cycle-to-date Average Ledger Balance in any combination of personal and business checking, personal and business savings and personal and business certificates of deposit accounts within two business days prior to your Key Business Reward Checking account statement cycle date; and/or 2) the outstanding balances of your standard consumer loan/line** of credit balances (excluding balances past due 60 days or more) as of no more than five business days prior to your Key Business Reward Checking account statement cycle date.

* As used herein, "sole owner" means a natural person doing business as a sole proprietor and excludes separate legal entities such as corporations, partnerships, limited liability companies and not-for-profit enterprises.

(**Standard consumer loan and line products include auto loans, RV Loans, marine loans, home equity loans, home equity lines of credit, home improvement loans, Key equity options, preferred (unsecured) credit lines, cash reserve credit, personal loans, mobile home loans and airplane loans with KeyBank NA; and credit cards. Certain non-standard loans and lines of credit may not be included.)

For Key Business Rewards Checking account customers, there is no charge for domestic incoming wires, and up to three free domestic outgoing phone or branch initiated wires per monthly statement period. The charge for each domestic outgoing phone or branch wire in excess of three per statement cycle is $30.00.

Источник: https://www.key.com/small-business/banking/checking/account-comparison.jsp

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