first southern national bank locations

Equal Housing Lender. Member FDIC. First Southern has offices in Central and Western Kentucky with branches in 11 Kentucky Counties: Caldwell, Fayette, Garrard. First Southern National Bank is a brick-and-mortar bank, with 18 total bank locations in Kentucky. With mobile and web apps, First Southern. First Southern National Bank's Mobile Banking App allows you to manage your about what makes First Southern different and to find a location near you.

: First southern national bank locations

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Southern National Bank

American banking company

This article is about the 20th-century company. For the bank in Louisville, see Old Bank of Louisville.

Southern National Bank was a bank headquartered first in Lumberton, North Carolina and then in Winston-Salem, North Carolina. It joined with BB&T in 1995.


In 1897, former North Carolina governor Angus MacLean and Judge Thomas A. McNeill started the Bank of Lumberton with $15,000. In 1955, MacLean's son Hector became president, and in 1959, The National Bank of Lumberton changed its name to Southern National.[1]

In 1979, Carolina State Bank of Gastonia, started in 1971, became part of Southern National.[2]

In 1982, Southern National took over Winston-Salem-based Forsyth Bank & Trust, led by Glenn Orr.[3]

In 1985, Southern National had assets of $1.5 billion. With the purchase of a former Northwestern Bank branch in Hickory, which had to be sold after the First Union-Northwestern merger, Southern National had 99 branches in 26 counties.[4]

In 1986, Southern National Corporation entered South Carolina with the $10 million purchase of Horry County National Bank of Loris. Later that year, Southern National announced the $5.6 million purchase of First Palmetto Bancshares Corp. of Columbia and the $9.75 million purchase of Capital Bank and Trust Co. of Belton. At the time, Southern National was North Carolina's seventh-largest banking company.[5]

Also in 1986, Southern National sold its Southern National Mortgage Co. to NCNB for an estimated $7 million. Southern National had not intended to sell the business but NCNB made a good offer and the bank could use the money for its South Carolina purchases. NCNB had exited the mortgage business in 1981 to concentrate on interstate banking, though NCNB bought Bank of North Carolina in 1982 and sold that bank's mortgages to Southern National.[6]

In May 1989, Southern National announced its purchase of Allied Bankshares Inc. of Thomson, Citibank government travel card customer service. The $59 million deal fell apart but would have been the first acquisition of a Georgia bank by a mid-sized N.C. bank.[7][8] Another failed deal in 1990 would have given Southern National $1 billion in South Carolina assets and 53 offices in the state. NBSC had $540 million in assets, while Southern National Corp. had $3.4 billion and was N.C.'s fifth largest bank holding company. NBSC shareholders objected to the $53 million deal.[8]

In 1990, with Hector MacLean's retirement, Orr took over the top spot at Southern National Corporation. As the bank grew, it became more difficult to recruit qualified executives to a town of 19,000 people. Several cities were considered, and Edward Pleasants of Winston-Salem, a member of the bank's local board, began a campaign to move Southern National to his city.[1]

Also in 1990, Southern National bought two savings and td bank us business account with combined assets of $223 first southern national bank locations Carolina Savings and Loan Association in Valdese and Mutual Federal Savings and Loan Association of Elkin.

In 1991, Southern National took over two failed savings and loans, Preferred Savings Bank of High Point and Southeastern Savings Bank of Charlotte. Also that year, Southern National announced its largest acquisition yet--Workmen's Federal Savings Bank of Mount Airy, with $260 million in assets.[9]

In an unusual transaction in 1992, Southern National paid $3 million for $60 million in loans and $50 million in deposits of First Security Savings Bank of Pinehurst. The Resolution Trust Corporation, which had the duty of taking over failed savings and loans, had to obtain clearance for the sale from the Office of Thrift Supervision, because while its former parent First Federal Savings Association of Raleigh had failed in December 1990, First Security was healthy. Three of First Security's four branches closed and customers were sent to other Southern National branches. The deal made Southern National the number three bank by deposits in Moore County.[10]

Early in 1993, Southern National completed its purchase of First Federal Savings Bank in Winston-Salem,[11] putting Southern National behind only Wachovia in Forsyth County deposits. Southern National had $4.5 billion in assets, $3.9 billion of those in North Carolina, and was the state's sixth largest banking company. The company's North Carolina banking operations began moving to Winston-Salem, though Orr and the corporate headquarters stayed in Lumberton. One reason for the move was the 20-story, 239,000-square-foot (22,200 m2) One Triad Park, which had 74,000 square feet (6,900 m2) of space Southern National could move into immediately. One of the other contenders, Greensboro, would bank ozk valdosta have a new building ready, and the bank would need a temporary home.[1][12][13] With Southern National taking 80,000 square feet (7,400 m2) on eight floors, the building's name changed to Southern National Financial Center on May 3.[14]

Also in 1993, Southern National announced the purchase of Goldsboro-based East Coast Federal Savings Bank, with $256 million in assets, which Orr called "one of the best savings banks in the state."[11] The deal would make Southern National number one in deposits in Fayetteville, the state's fifth-largest banking market.[11] In 1993, Southern National announced the acquisition of First Savings Bank, FSB, headquartered in Greenville, South Carolina. With just over $2 billion in assets, it was the third largest financial institution in South Carolina.[15]

On August 1, 1994, BB&T and Southern National announced a "merger of equals". The merged bank would be called BB&T, though at first, the holding company was Southern National Corp. With $19 billion in assets, BB&T would have the most North Carolina deposits and branches of any bank. Orr and new BB&T chairman John Allison said the merger would likely prevent out-of-state banks from taking over. Orr retired once the merger was complete.[16] The headquarters became BB&T Financial Center.[17]

On May 19, 1997, Southern National Corp. changed its name to BB&T Corp. and its stock symbol SN to BBT.[18]


  1. ^ abcC.E. Yandle, "Pulling up roots to go for broke: Southern National is banking on it," The News & Observer, December 13, 1992.
  2. ^John York, "'We Had to Do It': Growing Bank's Expansion Expected to Be Complete by Early 1987," The Charlotte Observer, September 14, 1986.
  3. ^Jack Scism, "Southern National Names New Chairman," Greensboro News & Record, October 23, 1990.
  4. ^Karen Barber, "Commerce Draws Banks what is my atm withdrawal limit wells fargo Hickory," The Charlotte Observer, March 9, 1986.
  5. ^Steve Matthews, "Southern National Buys S.C. Bank for $9.75 Million," The Charlotte Observer, June 13, 1986.
  6. ^Steve Matthews, "NCNB Will Buy Southern National's Mortgage Company," The Charlotte Observer, June 13, 1986.
  7. ^John Cleghorn, "Southern National Drops Buyout Effort," The Charlotte Observer, August 16, 1989.
  8. ^ abDavid Bourne, "Southern National Corp. Withdraws Buyout Bid," The Fayetteville Observer, December 4, 1990.
  9. ^Kim R. Kenneson, "Southern National to buy Mount Airy S&L," The News & Observer, November 15, 1991.
  10. ^Kim R. Kenneson, "Southern National buys healthy S&L First Security," The News & Observer, May 23, 1992.
  11. ^ abcMichael Fabey, "Southern National Plans To Buy Goldsboro Bank," The Fayetteville Observer, March 10, 1993.
  12. ^Jack Scism, "Greensboro Loses Bid for Bank - Winston-Salem Preferred," Greensboro News & Record, November 11, 1992.
  13. ^"$15 Million Mortgage Taken Out on BB & T Building," Winston-Salem Journal, November 22, 1997.
  14. ^"Office Building Will Change Its Name for Its Major Tenant," Greensboro News & Record, May 1, 1993, p. B7.
  15. ^
  16. ^Tim Gray, "BB&T, Southern National banks plan to merge," The News & Observer, August 2, 1994.
  17. ^Taft Wireback, "Presidential Candidate Keyes Speaks in Triad," Greensboro News & Record, January 26, 1996, p. B2.
  18. ^"Year of Changes," Greensboro News & Record, July 20, 1997.
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First Southern National Bank recently promoted two local bankers, David Grigson and Heather McWhorter. David Grigson, who first southern national bank locations joined the First Southern National Bank team in 2009, has been named Lincoln County Community President. In addition, the vacancy of branch manager in Lincoln County has been filled by local First Southern National Bank customer service representative, Heather McWhorter.

“David is the epitome of quality service and customer dedication.” said Alex Keltner, Chief Banking Officer at First Southern National Bank. “It’s such a great feeling to know that we have a team that’s willing and ready to embrace new opportunities. It’s going to be a great year for First Southern!”

David Grigson

During his time with First Southern, Grigson has served on the Operations team in downtown Stanford and most recently as Loan & Business What time is safeway open today officer in Lincoln County. Grigson is a graduate of Campbellsville University and resides in Stanford with his wife, Kelly and two young children, Annabelle and Asher. Grigson will serve from his office at 103 Vincent Drive in Stanford, and can be reached at (606) robert f jr kennedy or [email protected]

“I’m excited that Heather has taken a leadership role as branch manager for us here in Stanford,” said David Grigson, Community President at First Southern National Bank. “Her servant-leadership style and can-do attitude will serve her well in her new role.”

McWhorter is a life-long resident of Lincoln First southern national bank locations and has served in a dual role as teller and customer service representative at First Southern National Bank since 2010. She resides in McKinney with her husband and will continue to serve from our Vincent Drive branch location in Stanford. She may be reached at (606) 365-3181 or [email protected]

First Southern National Bank is a wholly-owned subsidiary of First Southern Bancorp headquartered in Stanford, Kentucky. First Southern has offices in Central and Western Kentucky including locations in Caldwell, Fayette, Garrard, Jessamine, Lincoln, Logan, Madison, Muhlenberg, Pulaski, Wayne and Warren counties. First Southern believes in providing exceptional customer service and making fast, local decisions. For more information about First Southern National Bank, visit, or call (866) 602-3762.

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BankFirst Southern National Bank
BranchBethel Branch
Address88 South Bethel Street,
Russellville, Kentucky 42276
Contact Number(270) 726-5650
Service TypeFull Service, brick and mortar office
Date of Establishment06/22/1963
Branch Deposits$146,719,000

Opening Hours and Directions

Find Opening Hours on Google Maps

Bank Information
HeadQuarters Address27 Public Square,
Lancaster, KY 40444
United States
FDIC CERT #02700
Total Bank Assets$868,517,000
Domestic Deposits$766,195,000
RSSD (Federal Reserve ID Number)702612
RSSD (Federal Reserve ID Number) for Holding Company1247987

Routing Number for First Southern National Bank in Kentucky

A routing number is a 9 digit code for identifying a financial institute for the purpose of routing of checks (cheques), fund transfers, direct deposits, e-payments, online payments, etc. to the correct bank branch. Routing numbers are also known as banking routing numbers, routing transit numbers, RTNs, ABA numbers, and sometimes SWIFT codes (although these are quite different from routing numbers as SWIFT codes are solely used for international wire transfers while routing numbers first southern national bank locations used for domestic transfers). Routing numbers differ for checking and savings accounts, prepaid cards, IRAs, lines of credit, and wire transfers. Usually all banks have different routing numbers for each state in the US. You can find the routing number for First Southern National Bank in Kentucky here.

Total Assets:The sum of all assets owned by the institution including cash, loans, securities, bank premises and other assets. This total does not include off-balance-sheet accounts.

RSSD:The unique number assigned by the Federal Reserve Board (FRB) to the top regulatory bank holding company. This unique identifier for First Southern National Bank is 702612.

FDIC CERT #:The certificate number assigned to an institution for deposit insurance. The FDIC Certificate Number for Bethel Branch office of First Southern National Bank in Russellville, KY is 02700. This unique NUMBER is assigned by the FDIC and is used to identify institutions and for the issuance of insurance certificates by FDIC.


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Introducing "KeyMobile", First Southern Bank's Internet Banking Application wwe money in the bank 2014 Apple and Android devices!

KeyMobile allows you to stay connected to your finances anytime, from anywhere, using your mobile device.

KeyMobile, First Southern Bank's mobile banking solution, will enable bank customers to use any mobile device to conduct research, see account balances and transactions, and conduct transfers from your accounts. If you are a billpay customer it first southern national bank locations even allow you to pay all of your bills electronically or write a check from your mobile device.

To access mobile banking you must first be a First Southern Bank Online Banking customer.

To sign up for Online Banking you must fill out an application with a local First Southern Bank first southern national bank locations. Once the application has been processed, you will then be able to login online at and following the Mobile Banking links.

First Southern Bank's KeyMobile Product supports all account types including checking, savings, money market, certificates of deposit, loans, and lines of credit.

Click HERE to download our app for your Apple devices from Apple's App Store.

Click HERE to download our app for your Android devices from the Google Play Store.


We have recently upgraded our entire phone system and we are introducing a new auto attendant!

This new auto attendant will be able to allow us to improve our call efficiency and accurately handle our calls. Now, when you call any of our six locations, you first southern national bank locations hear an auto attendant specific for that location.

Below are the options you will have to choose from and what each option will do:

For an automated balance inquiry, press "1". - This option will direct you to our automated telephone banking system.

For ATM and Debit Card help, press "2". - This option will direct you to our debit card department at our main office in Columbia.

For Online Banking, Mobile Banking or Telephone Banking, press "3". - This option will direct you to our online, mobile and telephone banking support department at our main office in Columbia.

For Bookkeeping or to speak tri counties bank online sign in someone about your account, press "4". - This option will direct you to our bookkeeping department at our main office in Columbia.

To speak to a representative, press "5". - This option will direct you to a representative at the branch that you called.

You may also, at any time during the auto attendant, dial the extension of the person you'd like to speak too. You will then be directed right to that specific person.


By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, click HERE.

FDIC Electronic Deposit Insurance Estimator (EDIE)

To activate your new debit/ATM card, call 1-800-992-3808.

For lost or stolen debit card, call 1-800-472-3272.

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